About 3 in 10 people entering the workforce today will become disabled before retiring. The Waiver of Monthly Deductions and Waiver of Specific Premium Riders may help your client maintain their life insurance coverage at a time when a disability may adversely impact income.
Life Insurance Retirement Planning (LIRP) Using QoL Max Accumulator+
Max Accumulator+ is a cash value accumulation focused index universal life insurance policy. This product is designed to provide strong potential cash value accumulation that can be used for a variety of purposes including supplemental retirement income and LIRP sales concepts. The income (LIRP) solve option makes illustrating these concepts quick and easy.
Good Things Come In 5's!
You have FIVE senses; There are FIVE Olympic rings; FIVE Great Lakes, and FIVE points on a star. And just like all great things that come in fives, in order to be eligible for your QoL Bonus and the 2017 Leaders and Elite Development Conference, you need FIVE life insurance policies covering FIVE different individuals. Click here for full details.
AIG Partners Closed Out Older Cases With
Effective August 18th, in order to streamline AIG Partners processing and provide high-quality service on incoming business, AIG closed out Pending, Approved and Conditionally Issued cases that have been in their respective statuses for 75 calendar days or longer. AIG will re-open cases as requested.
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AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in Career Campus located within eStation. Join the webinar on "QoL Flex Term" on the August 23rd at 12:00 PST.
DI Tip Of The Week
To help clients see the value in disability insurance, make it relatable. Talking about things currently on your clients minds makes DI relevant and understandable. Here are a couple of ideas to help your clients visualize how losing their income will directly affect their lives:
- New grads need an income to keep up with student loans.
- New parents need an income to provide for their new family.
- Millennials need an income to put kids through college.
- Gen X-ers need an income to protect their 401K savings.
Contact Cenco today for more sales ideas.