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Cenco Insurance Marketing Corporation
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Cenco eNews
October 17, 2017
AIG Partners Announces the New PIMCO Global Optima Index On Their Power Protector Index Annuity Products

This new index will be exclusive to AGL and will be offered in addition to their current interest crediting strategies. It will be available to new Power Protector contracts issued on or after October 16, 2017. Check out the key features.

Global Atlantic Now Offers e-App For Easy Application Submission
Access e-App to submit your next case at globalatlanticlink.com. Required fields reduce NIGO applications and ensure completeness. Get paid faster with lower cycle times. For assistance in navigating e-App, contact Sales Support at 855-887-4487.

On October 20, 2017 Ameritas' Value Plus Term Life Replaces Keystone Term Life
Ameritas' Value Plus Term will replace Keystone Term. See the guidelines regarding Keystone Term applications in process, recently issued Keystone Term policies and older Keystone Term policies.

Announcing AIG Partners' NEW Death Benefit Protection IUL

QoL Value+ Protector is an attractive bridge product between a GUL and Cash Accumulation IUL that offers security of a guaranteed death benefit like traditional GUL products while also providing flexibility and meaningful cash accumulation potential that is found in Indexed Universal Life products. Check out the features and riders.

Carrier Rewards Programs:

Carrier Incentives: Travel the World With Cenco!

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in Career Campus located within eStation. Join the webinar on "6 Topics Must Have Conversations With a Business Owner" on October 18th at 12:00 PST.

DI Tip Of The Week
Modified Offers Are Still Good Offers
Why does a policy with exclusion(s) cost the same as a policy without exclusions? Roughly 50% - 60% of policies that are approved are offered with modifications. The rates for a disability policy assume a standard or average risk of disability. When someone has a pre-existing condition of concern, the risk of disability increases. Essentially, by adding an exclusion, they are bringing that risk back to standard on which the rates are based . Prepare your client at time of application for possible modifications.

Contact Cenco for help with placing modified offers. We have some great pieces that could help you explain exclusions/modifications to your clients.

 


Contact the CENCO TEAM: John Pittman, Bob Mahnke, Joanne Edwards, Cathy Martin, Erik Sjolie, or Rebecca Velasquez

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734
www.cencoinsurance.com

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