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Cenco Insurance Marketing Corporation
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Cenco eNews
July 24, 2018
Lower IUL Premiums Can Deliver: Similar GUL Guarantees and More Cash Value!

With a QoL Value+ Protector policy you get an attractive death benefit guarantee and substantially more cash value for a lower premium cost. Check out the sales ideas

A Simple, Affordable, Secure Opportunity
Global Atlantic's new Lifetime Foundation ELITE IUL may offer the solution your clients are looking for. It provides a simple and straightforward IUL to bridge the gap between flexibility options and strong death benefit guarantees because now you can do both.

The ELITE Approach to Life Expectancy - Guaranteed Death Benefit Sales
Global Atlantic's Lifetime Foundation ELITE IUL takes aim at the life expectancy market by offering a simple design, affordable premiums and market leading guarantee duration. See how it compares.

Global Atlantic's Lifetime Foundation ELITE IUL Now Available in California!
Illustrations for the Lifetime Foundation ELITE IUL can be run on the Global Atlantic website www.globalatlanticlink.com or the software can be downloaded on to your desktop. Marketing materials and consumer brochures are available on the Global Atlantic website under “Products”. Check out the transition rules.

QoL Max Accumulator+ Just Got A Performance Boost!
Changes to the QoL Max Accumulator+ include: Decreased premium loads, increased distributions, global index strategy option, Winflex illustration features and revamped marketing materials. Check out the Bulletin for the transition rules and the upcoming training schedule.

Give your Clients With LTC Needs More Care With ForeCare
ForeCare fixed annuity with long-term care benefits is designed to work under the Pension Protection Act - growth is typically federal income tax-free when used for qualified expenses. See an example of the product at work.

Carrier Rewards Programs:

Carrier Incentives: Travel the World With Cenco!

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within eStation. Join the webinar on “Preparation & Running First Appointment with Business Owners” on July 25th at 12:00 PST.

DI Tip Of The Week
Individual vs. Group DI Insurance
Most group disability coverage provides only a percentage of basic earnings, usually 60%, and is capped. It excludes potential bonuses or commissions. Additionally, benefits from employer-paid group coverage are taxable upon receipt. That would leave your client with just 45% (or less) of their income. An individual disability income policy can significantly improve the income replacement gap.

Call Cenco today for more information.

 


Contact the CENCO TEAM: John Pittman, Bob Mahnke, Joanne Edwards, Cathy Martin, or Erik Sjolie

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734
www.cencoinsurance.com

Cenco

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