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Cenco Insurance Marketing Corporation
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Cenco eNews
July 31, 2018
Participating Fixed Versus Linked Loan Option In The Indexed Universal Life Insurance Market

Global Atlantic’s new Linked Loan Option, available on Lifetime Builder Elite IUL, brings the indexed value proposition - upside potential with downside protection – to policy loans. When your client takes a loan and elects the Linked Loan Option, the loaned funds are transferred to a 1-year Point-to-Point strategy with the upside potential to earn as much as 12% and the amount of interest charged on borrowed funds will never exceed a NET loan cost of 2%. Check out the crediting rate.

Lower IUL Premiums Can Deliver: Similar GUL Guarantees and More Cash Value!
With a QoL Value+ Protector policy you get an attractive death benefit guarantee and substantially more cash value for a lower premium cost. Check out the sales ideas

A Simple, Affordable, Secure Opportunity
Global Atlantic's new Lifetime Foundation ELITE IUL may offer the solution your clients are looking for. It provides a simple and straightforward IUL to bridge the gap between flexibility options and strong death benefit guarantees because now you can do both.

QoL Max Accumulator+ Just Got A Performance Boost!
Changes to the QoL Max Accumulator+ include: Decreased premium loads, increased distributions, global index strategy option, Winflex illustration features and revamped marketing materials. Check out the Bulletin for the transition rules and the upcoming training schedule.

Carrier Rewards Programs:

Carrier Incentives: Travel the World With Cenco!

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within eStation. Join the webinar on “Recent Product Updates on QoL Max Accumulator+” on August 15th at 12:00 PST.

DI Tip Of The Week
Individual vs. Group DI Insurance
Most group disability coverage provides only a percentage of basic earnings, usually 60%, and is capped. It excludes potential bonuses or commissions. Additionally, benefits from employer-paid group coverage are taxable upon receipt. That would leave your client with just 45% (or less) of their income. An individual disability income policy can significantly improve the income replacement gap.

Call Cenco today for more information.

 


Contact the CENCO TEAM: John Pittman, Bob Mahnke, Joanne Edwards, Cathy Martin, or Erik Sjolie

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734
www.cencoinsurance.com

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