Do you have clients with a need for immediate income? ForeCertain, Forethought's single-premium income annuity, is an industry leader in the 5-year through 10-year certain periods. Check out the monthly payouts for a $100K single-premium allocation.
The 4.5% Illustration Rate Test
The protection-focused IUL product marketplace is booming. According to LifeTrends, the number of products in the ield has grown to 27; doubling from just 5 years ago. If you have thinking about a protection-focused IUL for your GUL client, the 4.5% Illustration Rate Test can help you identify an IUL policy that may work best for your conservative GUL client.
American Pathway Solutions MYGA Options Over 3.5%!
The American Pathway Solutions MYGA offers:
The client flyer shows the current fixed annuity rate bands.
- 5,6,7 and 10 year initial interest rate guarantee options
- Up to 15% free annual withdrawals after one year
- Activities of Daily Living withdrawal charge waiver in case of emergency
New Guide Walks Clients Through Paramed Exam!
A completed paramedical exam is an essential step in ensuring a case is Ready for Underwriting. In fact, a missing paramed exam is the leading reason why cases are Not Ready for Underwriter Review. AIG Partners understands that your clients may have questions about the exam, so they have created a guide that explains what is involved and provides helpful information to help them prepare.
Global Atlantic's FIA eApp Promotion Extended Through 12/31/2018!
Good news! Global Atlantic has decided to extend their eApp promotion through 12/31/2018. Writing agents will receive an extra 0.50% on all FIA products if submitted via eApp. See details.
Carrier Rewards Programs:
Carrier Incentives: Travel the World With Cenco!
AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within eStation. Join the webinar on “What’s Up With Marketing” on October 24th at 12:00 PST.
DI Tip Of The Week
The need for an income protection plan is not just for the executive, doctor or attorney earning in excess of $150,000. According to the United States Census Bureau, the average annual income was $51,017 from all occupations. Everyday working people (Middle Americans) are just as dependent on their income to provide for themselves and their families as anyone in those higher tax brackets.
The opportunities are endless - reach out to your existing clients, friends and family - ask if they have an income protection plan in place should they get sick or hurt. You can offer an affordable plan to protect them and their family. Most life insurance agents, health insurance agents and P&C brokers are not talking to their clients about income protection and how affordable it can be. You can differentiate yourself as an advisor just by offering this valuable coverage to your clients - coverage that likely no one has spoken to them about previously.
Call Cenco today and let us help you customize your next DI case.