Accordia's New Year's resolution is to bring Wellness For Life to as many people as possible so they have eliminated the charge for this pioneering rider.

Help your clients boost their policy values with Wellness for Life Rewards. Visit their Wellness for Life agent page to learn more and access everything you need to bring Wellness to your clients.

Ameritas' Value Plus UL Now Available in California
The Value Plus UL not only provides your clients with affordable death benefit protection, it also provides a 15-year minimum no lapse guarantee, a Supplemental Coverage rider to provide additional coverage at a lower cost than the base policy alone and more.

AIG Partner's QoL Guarantee Plus GUL Target Premiums Increased By 11%!
AIG Partner's has adopted the 2017 CSO mortality table rates on the QoL Guarantee Plus II. Pricing will adjust moderately with an average increase/decrease of 1% depending on age, underwriting class and funding patterns. In addition to the new pricing, target premiums are being increase by up to 11%. See more...

7 More Reasons to Sell QoL Value+ Protector!
In order to improve AIG Partners' competitive position, their death-benefit focused Index Universal Life (IUL) insurance product QoL Value+Protector, is now available with significant updates. See more...

Join the live training webinar on January 10th at 12:00 PST by computer or phone to see what's changing

More Options With The Select Income Rider On The Value+ Protector
The Select Income rider is a feature that can give you more options than just a lump-sum life insurance benefit payment to your beneficiaries. This ability to tailor your Value+ Protector policy can provide you with valuable flexibility and added benefits.

Carrier Rewards Programs:

• AIG Partners Group - 2018 QoL Bonus

Carrier Incentives: Travel the World With Cenco!

• Travel with Transamerica to Los Cabos, Mexico for the 2020 Convention
• Travel with National Life to Tokyo, Japan for the Chairman's Club 2020

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within eStation. Join the webinar on "Understanding IUL" on Wednesday January 9th at 12:00 PST

DI Tip Of The Week
Avoid the "Sticker Shock" With Disability Income Sales:
The general rule for the amount a client should spend on their Income Protection plan is 3% or less of their annual income. To keep premiums low:

• Adjust both the Benefit Amount and Elimination Period
• Create a mixture of Base Benefit and Social Insurance Supplement coverage
• Choose only the riders that will actually benefit a client.