By adding the Accelerated Access Solution rider to a QoL Guarantee Plus GUL II, QoL Value+ Protector or QoL Max Accumulator+ policy, clients can access income tax-free death benefits if diagnosed with a chronic illness. See more...

New Dollar Cost Averaging (DCA) Rider For IUL
Effective December 14, 2018, the DCA rider option is included, at no additional cost to clients, on any new QoL Max Accumulator+ and QoL Value+ Protector policies. See how it works.

Accordia's Wellness For Life Is Now Free!
Accordia's New Year's resolution is to bring Wellness For Life to as many people as possible so they have eliminated the charge for this pioneering rider.

Help your clients boost their policy values with Wellness for Life Rewards. Visit their Wellness for Life agent page to learn more and access everything you need to bring Wellness to your clients.

Lifetime Foundation ELITE: A Product For All Of Life's Seasons
The Lifetime Foundation ELITE provides a death benefit guarantee to a reasonable life expectancy. It is a simple, affordable and secure solution to many clients' needs. See more...

Carrier Rewards Programs:

• AIG Partners Group - 2019 QoL Bonus

Carrier Incentives: Travel the World With Cenco!

• Travel with Transamerica to Los Cabos, Mexico for the 2020 Convention
• Travel with National Life to Tokyo, Japan for the Chairman's Club 2020
• Travel with National Life to Palm Beach, Florida for the 2020 Conference of Champions
• Travel with Ameritas to the Greenbriar Resort in White Sulphur Springs, West Virginia for the 2020 Leaders Conference (Watch The Video)
• Travel with Ameritas on a Danube River Cruise for the 2020 Summit (Watch The Video)

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within eStation. Join the webinar on "QoL Value+ Protector IUL" on Wednesday January 23rd at 12:00 PST

DI Tip Of The Week
Are Your Clients' IDI Policies Keeping Pace With Their Life Stages?
If they are not, your clients could be susceptible to gaps in income or lower payments, should they need to use their individual disability insurance benefits. As part of your ongoing counsel, it's important to check in with clients to ensure their policy reflects their current life stage.

• Conduct a benefits checkup. Use this time to ask more probing questions about what's happened since you last met. That recent job change may improve their occupation class and affect their disability premium.
• Working with the carrier to understand their options as their career develops is a good thing to check on, as well. Adjustments to a policy can mean lower premiums, while still ensuring that their income is protected.
• Remind them of policy features. Your client's occupation and income needs most likely dictated the way you structured their initial policy. For policies that include strong core income features, it is important to remind clients of these details and how to take advantage of them.