Cenco Insurance Marketing Corporation
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Cenco eNews
August 27, 2019
Don't Miss Out - AIG Partners MYGA Rates Up To 2.50%

Take a look at this great current rate to help put your clients in control of their retirement. These single premium tax-deferred fixed annuities with multi-year guarantees offer Four, Five, Six, Seven or 10-Year initial interest rate guarantee options and up to 15% free annual withdrawals after one year.

NEW from AIG - Power 5 Protector Index Annuity!
AIG announced the launch of Power 5 Protector on August 12, 2019. Designed for clients who want long-term growth potential but may need earlier access to their money,this powerful retirement accumulation solution provides clients with growth potential, principal protection and access to their money. Check out the rates...

Connect With Clients About IUL
Indexed Universal Life Insurance provides your clients with a unique way to grow cash value, based, in part, on the positive movement of a stock market index, subject to certain limitations. Now Global Atlantic has made it easier than ever for you to explain the upside potential and downside protection of IUL. Connect with clients about IUL here...

Add Some Sizzle To Your Summer With Global Atlantic's SnapApp!
SnapApp is Global Atlantic's e-application system that helps simplify and expedite the application process. Now extended through 12/31/19, you will receive an additional 50 bps on any FIA sales resulting from an electronic app. Read more...

Protect To 100 With The Best Of Both Worlds
Show clients how Term life insurance can protect against financial risks now, and Permanent life insurance can help alleviate risks in the future - all while staying within their budget. Read more...

Are Your Clients Income Ready For Retirement?
You've worked hard to help your clients accumulate their retirement savings. But are they ready to use what you've helped them build for retirement income? Use incomeready.com to help jump-start the cash flow planning process with them.

Carrier Rewards Programs:

Carrier Incentives: Travel the World With Cenco!

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within Connext. Stay Tuned for September's Webinars.

DI Tip Of The Week
Are Your Clients' IDI Policies Keeping Pace With Their Life Stages?
If they are not, your clients could be susceptible to gaps in income or lower payments, should they need to use their individual disability insurance benefits. As part of your ongoing counsel, it's important to check in with clients to ensure their policy reflects their current life stage.

  • Conduct a benefits checkup. Use this time to ask more probing questions about what's happened since you last met. That recent job change may improve their occupation class and affect their disability premium.
  • Working with the carrier to understand their options as their career develops is a good thing to check on, as well. Adjustments to a policy can mean lower premiums, while still ensuring that their income is protected.
  • Remind them of policy features. Your client's occupation and income needs most likely dictated the way you structured their initial policy. For policies that include strong core income features, it is important to remind clients of these details and how to take advantage of them.

While most clients hope they never have to use their IDI policy, it's crucial that you help them ensure their policy matches their current life stage. Not doing so could leave them susceptible to gaps in income or lower payments, should they need to use their benefits.

Contact the CENCO TEAM: Cathy Martin, Erik Sjolie, or Joanne Edwards

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734


For Producers Use Only. Not for use with clients