Cenco Insurance Marketing Corporation
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Cenco eNews
October 1, 2019
Global Atlantic's New Website Is Here!

Global Atlantic is dedicated to help you get more done in less time. Check out their new agent website at globalatlanticlife.com and you will be entered in a drawing for a $100 Visa gift card!

The Value of Actual Age Premiums
Transamerica uses the "Age Last Birthday Method" when pricing premiums for Trendsetter Super and Trendsetter LB term life insurance policies. Unlike carriers who round up within six months of the customer's next birthday, they base premiums on their actual age. The younger they are, the lower the premium. And that means lower total costs over the term of the policy. See the difference...

Transamerica's Trendsetter Series Offers Clients Big Savings on Term Life
Clients can receive substantial savings on their Trendsetter term life insurance premiums by advancing premiums on 10, 15, 20, 25 and 30 year term policies. See how advancing premium payments can work for you and your clients...

Global Atlantic's Choice Accumulation FIA Rate Renewal History
Consistent renewal rates can help give clients confidence in their future. That is why Global Atlantic is proud to share their Choice Accumulation fixed index annuity rate renewal history with you. See the product highlights...

Global Atlantic Important Product Changes
Global Atlantic is updating its life insurance product portfolio to be complaint with the 2017 Commissioners' Standard Ordinary Mortality Tables (CSO). The CSO mortality table is established by regulation; the previous table update was known as the 2001 CSO Table. By December 31, 2019, all products based on the 2001 CSO Table will be retired and no longer available for new sales. All products using the 2001 CSO Table must be issued by December 31, 2019. Please review the Frequently Asked Questions and product transition rules document for details on deadlines.

Carrier Rewards Programs:

Carrier Incentives: Travel the World With Cenco!

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within Connext. Join the webinar on "iGo E-App" on October 2nd at 12:00 PST.

DI Tip Of The Week

Save Some Premium Dollars!
A client does not have to purchase the full blown "To Age 67" benefit period to be covered for disability insurance. A 5 or 10 year benefit period can be a great alternative for a more affordable premium. This means that if a client becomes disabled the maximum length the company will pay for a continuous disability is 5 or 10 years. The numbers tell us that claims with the companies on average last under 5 years. Yes, that is a bit of a gamble, but a lot smaller gamble than not having the coverage at all!

Call Cenco today and let us help you with your next DI policy design.

Contact the CENCO TEAM: Cathy Martin, Erik Sjolie, or Joanne Edwards

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734


For Producers Use Only. Not for use with clients