Income 150+ offers all of the interest crediting potential and protection from market losses of a typical fixed income annuity (FIA), with competitive Income Factors for single or joint income. With Income Boosts available in years 1, 2, 3, 4, 5 and 10, what sets it apart is its ability to generate strong early income for clients who need it sooner, while also rewarding those who can wait to start their income benefits. See more...

Global Atlantic's New Website Is Here!
Global Atlantic is dedicated to help you get more done in less time. Check out their new agent website at globalatlanticlife.com and you will be entered in a drawing for a $100 Visa gift card!

More Products Available for Self-Service Inforce Illustrations
You can now run self-service inforce illustrations for 28 current and formerly marketed products, including AIG Partners previous version of QoL Max Accumulator+ (2018)! Check out the Bulletin.

The Value of Actual Age Premiums
Transamerica uses the "Age Last Birthday Method" when pricing premiums for Trendsetter Super and Trendsetter LB term life insurance policies. Unlike carriers who round up within six months of the customer's next birthday, they base premiums on their actual age. The younger they are, the lower the premium. And that means lower total costs over the term of the policy. See the difference...

Transamerica's Trendsetter Series Offers Clients Big Savings on Term Life
Clients can receive substantial savings on their Trendsetter term life insurance premiums by advancing premiums on 10, 15, 20, 25 and 30 year term policies. See how advancing premium payments can work for you and your clients...

Global Atlantic's Choice Accumulation FIA Rate Renewal History
Consistent renewal rates can help give clients confidence in their future. That is why Global Atlantic is proud to share their Choice Accumulation fixed index annuity rate renewal history with you. See the product highlights...

2019 Year-End Process Dates and Holiday Schedule

• AIG Partners Group
• American National

Carrier Rewards Programs:

• AIG Partners Group - 2019 QoL Bonus

Carrier Incentives: Travel the World With Cenco!

• Travel with AIG Partners Group to Park City, Utah for the 2020 Leaders Development Conference
• Travel with Transamerica to Cancun, Mexico for the 2020 Convention
• Travel with National Life to Tokyo, Japan for the Chairman's Club 2020
• Travel with National Life to Palm Beach, Florida for the 2020 Conference of Champions
• Travel with Ameritas to the Greenbriar Resort in White Sulphur Springs, West Virginia for the 2020 Leaders Conference (Watch The Video)
• Travel with Ameritas on a Danube River Cruise for the 2020 Summit (Watch The Video)
• Travel with Accordia to Maui, Hawaii for the 2020 Leaders Club

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within Connext. Join the webinar on "QoL Flex Term" on October 9th at 12:00 PST.

DI Tip Of The Week

Save Some Premium Dollars!
A client does not have to purchase the full blown "To Age 67" benefit period to be covered for disability insurance. A 5 or 10 year benefit period can be a great alternative for a more affordable premium. This means that if a client becomes disabled the maximum length the company will pay for a continuous disability is 5 or 10 years. The numbers tell us that claims with the companies on average last under 5 years. Yes, that is a bit of a gamble, but a lot smaller gamble than not having the coverage at all!

Call Cenco today and let us help you with your next DI policy design.