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Cenco Insurance Marketing Corporation
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Cenco eNews
November 5, 2019
5 Things To Know About Global Atlantic’s Income Enhancement Benefit

Would your clients like added protection in the event of a healthcare need? Take a look at the attached infographic to learn 5 reasons why the Income Enhancement Benefit with Income 150+ SE fixed index annuity can help your clients get double guaranteed annual income for a healthcare need.

Transamerica’s Top Two Risk Classes, Now Even More Competitive
Next week, Transamerica is making some exciting pricing changes to Trendsetter Super term life insurance. These updates will improve rates across preferred and preferred plus risk classes. See for yourself and check out the transition guidelines.

FLXelerate: Ameritas’ Accelerated Underwriting Program!
Ameritas is working to make it faster and easier for people with good health and good credit to obtain life insurance with FLXelerate, their accelerated underwriting program. Starting November 11th, 2019 your client could get a fully underwritten regularly priced FLX Living Benefits term or Index Universal Life policy without labs or a medical exam. Details, including eligibility criteria and training opportunities, are coming soon!

Buy One Give One From Ameritas!
Introducing a new sales incentive from Ameritas! BOGO (Buy one Give one) will help you tell clients about the benefits of using Ameritas FLX Index Universal Life insurance for juvenile insurance policies. From now until December 31, 2019 you can earn a $100 bonus for every 3 juvenile FLX IUL insurance applications you submit. Each submission must include 1 adult policy and 1 juvenile policy with a monthly premium of $50 or more. See more...

Speed Up The Application Process With Global Atlantic's Annuity SnapApp!
SnapApp is Global Atlantic's e-application system that helps simplify and expedite the application process. Now extended through 12/31/19, you will receive an additional 50 bps on any FIA sales resulting from an electronic app. Read more...

What Really Influences An Illustration?
It's not a "what," but whom... The key influencer of an illustration is often the person running it. Brush up on the core skills shared by all successful insurance professionals, like mastering the forces influencing illustrations and understanding and communicating the resulting outcomes for clients. Take a look at the presentations and whitepaper to help improve understanding of illustrations, IUL, bonus multipliers, and how it all really works...

2019 Year-End Process Dates and Holiday Schedule

Carrier Rewards Programs:

Carrier Incentives: Travel the World With Cenco!

AIG Partners Webinars
AIG Partners Group frequently host product training and sales concept webinars every week for their producers. All webinars are complimentary and recorded for future viewing in AIG Campus (formerly Career Campus) located within Connext. Join the webinar on “iGo E-App” on November 6th at 12:00 P.M. PST.

DI Tip Of The Week
Avoid the "Sticker Shock" With Disability Income Sales: The general rule for the amount a client should spend on their Income Protection plan is 3% or less of their annual income. To keep premiums low:

  • just both the Benefit Amount and Elimination period
  • Create a mixture of Base Benefit and Social Insurance Supplement coverage
  • Choose only the riders that will actually benefit a client
Contact Cenco to discuss the best options. We are here to help.


Contact the CENCO TEAM:
Erik Sjolie, Cathy Martin and Brianna Solano

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734
www.cencoinsurance.com

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For Producers Use Only. Not for use with clients