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Cenco Insurance Marketing Corporation
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Cenco eNews
May 12, 2020
Helping You Keep Your Promises

It's difficult, if not impossible, for some clients to complete in-home paramedical exams due to today's social distancing efforts. Are you waiting on pending business that's caught in underwriting with another carrier? Transamerica has come up with a solution to help. Their new nonmed requirements will help you minimize face-to-face interactions, avoid traditional requirements and most importantly, get policies placed quickly. Learn more...

Something To Brighten Your Day...New QoL Flex Term Rates!
Effective May 4, 2020 QoL Flex Term is even more affordable. With decreases across almost all bands, with the higher bands ($500K and above) decreasing by an average of 2% and decreases across almost all durations with the greatest reduction in the 25 year term duration. Check out the transition rules...

Transamerica's Underwriting Just Got Faster (And Easier)
Transamerica is making important changes to help keep your business running strong during uncertain times. Changes to their traditional paramed requirements and their new nonmed requirements will help you minimize face-to-face interactions, avoid traditional requirements, and most importantly, get policies placed quickly. Read more...

If You Think Term Never Changes, Think Again!
Protective Classic Choice Term now has 35 and 40-year term periods, making Protective one of only three national carriers to offer more than 30 years of level term life insurance coverage. Pair these longer term periods with their already competitive rates and you'll find that Protective Classic Choice Term can help you cover more clients and cover them longer. Learn more...

The Best Kept Secrets In Non Medical Underwriting!

Global Atlantic Guaranteed Term Exchange Program
With Global Atlantic's Guaranteed Term Exchange Program, your clients can get valuable, permanent life insurance protection with NO UNDERWRITING!

Through this program, individuals have the option to convert their term policies, issued by an eligible carrier in the last 3 years, to any of their current single-life indexed universal life products up to $1,000,000 and age 65. Read how the program works...

Ameritas External Conversion Program
Do you have clients with term insurance that was written in the last 5 years, who could benefit from the advantages of permanent life insurance protection? The External Term Conversion Program can help with permanent life insurance coverage for your client up to $1,000,000 and age 65. Read how the program works...

Global Atlantic's Additional Insurance Program!
Do you have clients who recently obtained permanent life insurance, but now have a need for extra coverage? With Global Atlantic's Additional Insurance Program, your clients may be eligible for additional coverage with limited or no additional underwriting up to $1,000,000 and age 65. Read how the program works...

More Non Med and Guaranteed Issue Options From Cenco
To help you decide which Non Med and Guaranteed Issue Option is for you and your clients, we have compiled a spreadsheet of all the programs available to you. Call us if you need additional information. We are here to help.

Another Message From Cenco Insurance Marketing
Erik from Cenco Insurance Marketing has another message regarding the difficult times we are in right now due to COVID-19


Contact the CENCO TEAM:
Erik Sjolie, Cathy Martin and Brianna Solano

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734
www.cencoinsurance.com

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