Due to the COVID-19 crisis, life insurers were starting to or were expected to withdraw products or increase premiums for term, death benefit focused and NLG products. Several insurers have done so including Prudential, Lincoln, Pacific Life, Symetra, Nationwide, Banner and others. In keeping with this trend, AIG Partners Group has announced increases in their QoL Guarantee Plus GUL II rates, effective May 30th. Premiums will see an average increase of 15% as a result of recent declines in interest rates and increased market volatility. See the bulletin for details.

Now is the time to take action! Call your clients that have shown an interest in the QoL Guarantee Plus II product and let us know if we can help.

More Non Med and Guaranteed Issue Options From Cenco
To help you decide which Non Med and Guaranteed Issue Option is for you and your clients, we have compiled a spreadsheet of all the programs available to you. Call us if you need additional information. We are here to help.

Helping You Keep Your Promises
It's difficult, if not impossible, for some clients to complete in-home paramedical exams due to today's social distancing efforts. Are you waiting on pending business that's caught in underwriting with another carrier? Transamerica has come up with a solution to help. Their new nonmed requirements will help you minimize face-to-face interactions, avoid traditional requirements and most importantly, get policies placed quickly. Learn more...

Global Atlantic's Additional Insurance Program!
Do you have clients who recently obtained permanent life insurance, but now have a need for extra coverage? With Global Atlantic's Additional Insurance Program, your clients may be eligible for additional coverage with limited or no additional underwriting up to $1,000,000 and age 65. Read how the program works...

Doing Business Virtually
A great deal of uncertainty remains as we move forward, but there are still opportunities for you to do business and have a positive impact on the lives of your clients and prospects. We are here to help you do what you do best.