The 12 month premium conversion credit for External Term Conversions ends September 30, 2020! Now with External Term Conversion applications dated 8/16/20 or later later and a minimum face amount of $100K, Cenco is increasing your Amazon gift card to $250 or $250 cash, if you already have a gift card, for every ETC case placed!

With the External Term Exchange Program, your clients can get valuable, permanent life insurance protection with NO UNDERWRITING up to a face amount of $1,000,000. Through this program, individuals have the option to convert their term policies, issued by an eligible carrier, to any of their current single-life indexed universal life products.

There has never been a better time for you to approach your life clients to both reinforce the policies they previously purchased and allow them to easily obtain more coverage without the hassles of going through underwriting.

Call Cenco now for more information. Time is running out!

New Pricing Available for Protective Classic Choice Term
Protective has repriced Protective Classic Choice term again to have new lower rates in multiple cells, putting it in the Top three or better 96% of the time in monthly pay scenarios and the Top three 91% of the time in annual pay scenarios. These new rates went into effect September 21st. Read more...

Now Use EZ-App to Submit More Protective Life Products
Simplifying how you do business and make it easier to serve your customers is always top of mind at Protective. And there is no better proof of that than the changes coming to EZ-App - the go-to application management tool in the Protective Velocity digital suite. The new version is being rolled out on September 28 - and will include opportunities for online training to get you up-to-speed quickly. Read more...

Term Life Insurance: Designed to Reassure In Uncertain Times
If one word sums up 2020, it's "uncertainty". From processing the ever-changing details surrounding the COVID-19 pandemic to determining what the new "normal" will look like, clients need tried-and-true ways to protect their livelihood and the well-being of their families. Transamerica's Trendsetter LB policy offers death benefit protection, up to $2 million, in addition to living benefits and the Monthly Disability lncome Rider. Check out the Field Guide...

Term Conversions Just Got Even Better!
Fully underwritten QoL Flex Term policies could be eligible to convert to a permanent policy with the Accelerated Access Solution (AAS) chronic illness rider. For full details see the Bulletin and Quick Tips Flyer.

Global Atlantic's Additional Insurance Program (AIP)
Do you have clients who recently obtained permanent life insurance, but now have a need for extra coverage? With Global Atlantic's Additional Insurance Program, your clients may be eligible for additional coverage with limited or no additional underwriting. And you can also earn a paid one-year Prime membership from Accordia for your first AIP case placed and a $100 Amazon gift card from Cenco for every AIP case placed! See the details...

Virtual Sales Start Up Kit
A great deal of uncertainty remains as we move forward, but there are still opportunities for you to do business and have a positive impact on the lives of your clients and prospects. We are here to help you do what you do best.