Cenco eNews
Helping Agents Succeed Since 1978
September 28, 2021

Stay Tuned For Changes In Transamerica’s Final Expense And Trendsetter LB Products

Effective October 2nd, Transamerica’s Final Expense Solutions Portfolio will have higher guaranteed cash values at the same cost-effective rates and the Trendsetter LB will have a new minimum issue age for Band 1 ($25,000-$99,999) that will increase from age 18 to age 23.  See the Trendsetter guide and transition details...

Tell The IUL Story, Short and Sweet!

Telling the Index Universal Life story and explaining how it works to clients can sometimes be a lengthy and complex conversation.  Increase your efficiency with AIG’s Life with Confidence digital tool that can help you simplify the IUL story in minutes!

Let’s Make Underwriting As Easy As Possible!

September is Life Insurance Awareness Month.  It’s time to raise your awareness of what Accordia’s underwriting programs can do for you.
  • UnderRight Life – See if your client qualifies for Fast Lane, get a rating class estimate or connect with an underwriter for questions on complex cases.
  • Fast Lane Underwriting – The easier, smarter, faster way to get your client a life insurance offer, possibly without medical exams or telephone interviews.
  • Life Credits – A robust, proprietary rate personalization program that allows a proposed insured’s favorable health factors to improve underwriting offers.  Get started now….

Life Doesn’t Stand Still. Neither Should Your Client’s Life Insurance Coverage

Any client can and should benefit from a policy review every three to five years, as well as following any major lifestyle changes.

The Policy Review Playbook is here to assist – it includes how to identify the ideal clients, customizable client check-in materials, helpful calculators and much more!

Annuity Tip Of The Week

Competitive Fixed Annuity Strategies For Accumulation, Income And Protection

Global Atlantic’s fixed and fixed index annuities span a wide range of strategies to help grow your retirement business and keep clients on the path to achieving their retirement goals.

Whether clients are looking to grow their retirement assets, seeing a guaranteed income-stream that will never decrease, or looking to protect what they’ve grown, check out their Value of Certainty page to find playbooks for accumulation, income, long-term care and legacy.  Get your Playbook…

Cenco Website Tip Of The Week

Immediate “XRAE” Pre-Underwriting

XRAE does what no human being can.
  • Perfectly matches client conditions to thousands of specific underwriting rules multiple insurers
  • Then determines “best case” underwriting classification, in less than one second
  • Determine the most likely approvable rate class
  • Displays your results from multiple carriers on a single screen
  • Allows you to create a quote just like you can do in our Quote search engine
Check it out now at

DI Tip Of The Week

The Value Of Modified Offers

Applying for individual disability insurance is the right choice, whether your clients are interested in personal or business disability insurance or are looking to maximize their existing disability coverage.  When they apply for this coverage, they hope their application will be approved with the benefits they applied for.  Sometimes, however, this isn’t possible.  In cases such as these, the carrier might present a modified offer of coverage instead.  Find out more…

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Erik Sjolie, Cathy Martin and Brianna Solano

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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