Cenco eNews
Helping Agents Succeed Since 1978
October 12, 2021

A New Agent Incentive

North American is offering an incentive for new agents to earn up to an additional $1,500 with their first 3 FIA cases! Here are some general incentive guidelines:
  • Agents must use the eApp
  • Business must be submitted prior to 12/31/2021
  • Minimum case size is $50K
  • “NEW” agent refers to any agent who has not been contracted with North American and not submitted business in 2020 or 2021
  • $500 will be paid after each policy issues (up to 3 for total of $1,500)
Stay tuned for more information.

Get Your Term Sales Issued In Minutes!

See Thursday’s eNews and call Cenco for more information.

What’s The Cost Of Waiting?

Most people are aware of the financial impact their death could have on their loved ones, especially if they are uninsured.  But do they also know that the longer they wait to purchase life insurance, the more it could cost them?

In fact, a preferred male non-tobacco user who purchases life insurance at age 60 rather than age 50 could spend nearly $120,000 more in premiums over 20 years.  And if that same individual faces declining health before he finally makes the purchase, the cost could be much higher.  Find out more…

Increase Cash Value Over Time On IUL…?

QoL Max Accumulator+ II is packed with flexibility, and its death benefit payout can even increase over time.  See how with the Select Income Rider.

Annuity Tip Of The Week

Help Your Clients Leave Behind More Money

Imagine this: one of your clients earmarked a chunk of her qualified money for her son when she dies.  Good plan.  But when she turns 72, her Required Minimum Distributions (RMDs) kick in – something that might erode her legacy strategy.

But Choice Accumulation offers an optional death benefit, available for an additional cost, that provides guaranteed 7% growth for up to 15 years to help maximize legacy planning (despite RMDs).  Watch and share client this video.

Cenco Website Tip Of The Week

Quote and Apply

  • Do term and NLG quotes and for several insurers on one website
  • Prepare multiple comparison for self or client presentation
  • Then apply right there directly from the quote
  • Save, redo and manage all your quotes on your (own) dashboard 24/7
  • Choose regular or accelerated underwriting
  • Term durations to 40 years including ratings
  • Immediate access to on-line or paper applications for insurers
Check it out now at

DI Tip Of The Week

DI For Business Owners

Small businesses employ almost half of working Americans.  Many have only a handful of employees and are least likely to have group disability plans. Ameritas offers many options for business owners to protect their income if they become too sick or hurt to work.

The Business Owner Upgrade Program helps provide cost savings with the ability to upgrade one or two occupational classes.  The Business Owner Income Enhancer is a feature that allows an increase of insurance income by an additional 20% to help business owners cover the loss of company perks.

Carrier Incentives

Travel the World With Cenco!

Cenco's Agent Website
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Contact the CENCO TEAM:
Erik Sjolie, Cathy Martin and Brianna Solano

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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