Cenco eNews
Helping Agents Succeed Since 1978
November 9, 2021

It’s The Most Wonderful Time For
A Holiday Bonus!

Submit a term application and receive a $25 bonus and make a term sale and receive a $125 bonus for a total of $150. And do it all electronically with no travel and no meetings!

In the past few weeks Cenco’s Special eNews editions have included offers to show you how to create term sales totally online with:
  • No submitting or processing paper or e-applications
  • Immediate on-line underwriting
  • Issuance within minutes, not days or weeks
  • An A+ insurer
  • 10, 15, 20, 25 and 30 year term options
  • Full commissions
Contact Cenco for more details at 916/920-5251 or 800/452-3626.

AIG Is Celebrating New QoL Term Rates!

Effective October 25, 2021, AIG made some premium rate changes that consist of a mix of increases, decreases and some cells being left unchanged.  

Newly, lowered monthly modal factor from 0.0855 to 0.0850 is among the top term products in the market today.  Read more…

Life Moves Too Fast!

We live in a world that’s increasingly focused on instant gratification.  A perfectly brewed cup of coffee with a simple press of a button or a shopping spree with a few clicks from the comfort of your own home.  For life insurance, we are also speeding up the underwriting process to help clients get the protection they need FAST – through Agile Underwriting+ (AU+) available on AIG’s IULs.  Watch this AU+ video…

A New Agent Incentive

North American is offering an incentive for new agents to earn up to an additional $1,500 with their first 3 FIA cases! Here are some general incentive guidelines:
  • Agents must use the eApp
  • Business must be submitted prior to 12/31/2021
  • Minimum case size is $50K
  • “NEW” agent refers to any agent who has not been contracted with North American and not submitted business in 2020 or 2021
  • $500 will be paid after each policy issues (up to 3 for total of $1,500)
Stay tuned for more information.

Annuity Tip Of The Week

People Are Talking About In-Home Care.  But Do Your Clients Know How They Will Pay For It?

With COVID-19, the importance of home health care has been driven to the forefront as never before.  With 90% of married couples aged 65+ eventually needing some form of long-term care (LTC), do your clients know how they will pay for their own LTC expenses?

Help your clients protect their retirement assets with ForeCare – a fixed annuity that can double or triple their money for qualified LTC expense on contract day one.  Get your LTC Playbook here…

Cenco Website Tip Of The Week

Expand Your Abilities

  • Do multi-insurer term and NLG quotes and comparison
  • Do e-Applications for multiple insurers on one website
  • See your quotes and applications on your own dashboard 24/7
  • See detailed multiple insurer product features and specs
  • On-line underwriting pre-screening for multiple insurers
  • Fixed and index annuity search engine
  • Find paper applications and forms for multiple insurers
Check it out now at

DI Tip Of The Week

DI Retirement Security

DI Retirement Security helps clients continue saving for retirement in the event of the unexpected.  In a nutshell, DI Retirement Security is an individual Disability Income (DI) insurance policy that directs monthly benefit payments to an irrevocable trust upon a disability.  Those benefits are then invested based on your client’s risk tolerance.  Check out the DI Retirement Security Product Profile and call Cenco for more information.

Call Cenco today and let us help you design your next DI case.

Carrier Incentives

Travel the World With Cenco!

Cenco's Agent Website
Cenco's Facebook
Contact the CENCO TEAM:
Erik Sjolie, Cathy Martin and Brianna Solano

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

Want to change how you receive these emails?
You can update your preferences or unsubscribe from this list.