Cenco eNews
Helping Agents Succeed Since 1978
November 30, 2021

AIG Wants To See More Term Sales In Your Future

So they are bringing out the best in Term!  What makes QoL Flex Term a cut above the rest?  They have lowered the monthly modal factor that puts them among the top term products in the market today.  A few top reasons to sell are:
  • QoL Advantage offers clients policy fee and banding discounts on term policies.
  • Quote instantly with Rapid Rater
Read more…

Sneak Peek of AIG’s Non Medical IUL Upgrades!

Effective December 4,. 2021 AIG will be increasing the non medical face amount from $1 Mil to $2 Mil and the maximum age amount from 50 to 59 on the QoL Max Accumulator+ II and the QoL Value+ Protector II.  Watch for the bulletin on December 1st for more details.

AIG’s eDelivery Has Moved to DocFast!

AIG is now using DocFast eDelivery for electronic delivery of term policies.  DocFast from iPipeline is a widely used platform designed for the Life Insurance industry, with AIG-customized features.  With robust functions for financial professionals and easy-to-use navigation for clients, DocFast delivers a fast, high quality experience for all.  Read more…

It’s The Most Wonderful Time For A Holiday Bonus!

Submit a term application application between 11/1/2021 and 12/31/2021 and receive a $25 bonus and make a term sale and receive a $125 bonus for a total of $150. And do it all electronically with no travel and no meetings!

In the past few weeks Cenco’s Special eNews editions have included offers to show you how to create term sales totally online with:
  • No submitting or processing paper or e-applications
  • Immediate on-line underwriting
  • Issuance within minutes, not days or weeks
  • An A+ insurer
  • 10, 15, 20, 25 and 30 year term options
  • Full commissions
Contact Cenco for more details at 916/920-5251 or 800/452-3626.

A New Agent Incentive

North American is offering an incentive for new agents to earn up to an additional $1,500 with their first 3 FIA cases! Here are some general incentive guidelines:
  • Agents must use the eApp
  • Business must be submitted prior to 12/31/2021
  • Minimum case size is $50K
  • “NEW” agent refers to any agent who has not been contracted with North American and not submitted business in 2020 or 2021
  • $500 will be paid after each policy issues (up to 3 for total of $1,500)
Stay tuned for more information.

Annuity Tip Of The Week

Let Global Atlantic Headline Your Next Annuity Sale

It’s no secret that Global Atlantic has great solutions.  They have annuity options for your clients from Income, Protection to Accumulation.  With their recent updates, these solutions may be a good headliner for your next sale.  

Click here to see what’s new and why we think Global Atlantic should headline your next sale.  Check out the step-by-step playbooks you can use right now…

Cenco Website Tip Of The Week

Carrier and Product Features

Are you tired of:
  1. Having to go to different carrier websites to look up individual product benefits and features?
  2. Being unable to get competing product information if you are not contracted with an insurer?
With Cenco’s website product features section you can see:
  • Insurer ratings, state approvals and availability 
  • Issue ages, minimum and maximum issue amounts, riders, special features and options
  • Risk classes, underwriting, policy charges, surrender periods
  • Crediting rates, Caps, index strategies, participation rates, guarantee periods, MVA’s
  • Product applicability and sales use descriptions 
Check it out now at

DI Tip Of The Week

Future Purchase Option

When your client purchased an individual disability income insurance policy, they may have made a wise choice and added a future Purchase Option Rider.  With this rider in place, they can keep the amount of their individual disability insurance protection aligned with increases in their income.  If their policy anniversary is approaching, then this is a great time to review their coverage to see if exercising the Future Purchase Option should be their next move!  Read how to exercise a Future Purchase Option.

Call Cenco for a quote!

Carrier Incentives

Travel the World With Cenco!

Cenco's Agent Website
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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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