Cenco eNews
Helping Agents Succeed Since 1978
December 21, 2021

Transamerica’s FFIUL Just Keeps Getting Better!

Effective as of December 4, 2021, Transamerica Financial Foundation IUL (FFIUL) may be an even more attractive option for your clients.  From lower charge to expanded coverage, FFIUL features several exciting new enhancements FFIUL may now be an even more attractive option for your clients.  Read more...

Ready?  Set…GROW!

Life insurance sales don’t have to be hard.  You can grow your business with just a couple of clicks by using AIG premade and prepackaged marketing emails, social media posts, infostats, etc.  Get started here…

New Interactive Brochure to Share With Your Clients

The Standard recently released a new Platinum Advantage Interactive Brochure. The brochure includes details like discussing DI facts, core benefits, optional riders and more.  

Something Exciting Is Here For Agile Underwriting+!

The following changes to AIG’s Agile Underwriting+ Program are effective as of December 4, 2021:
  • More quick sales! AU+ brings fast decisions for ages 59 and under (increased from age 50)
  • Double the coverage!  AIG is increasing the face amount from $1 million to $2 million
  • Flexible options!  Agent-completed Part B is back!  Fort up to $1 million death benefit, you can choose between vendor tele-interview or complete the Part B on your end for cases submitted through iGO full eApp
  • Attractive IULs! AU+ continues to speed up QoL Max Accumulator+ II and QoL Value+ Protector II cases.
See the bulletin for guidelines…

It’s The Most Wonderful Time For A Holiday Bonus!

Submit a term application application between 11/1/2021 and 12/31/2021 and receive a $25 bonus and make a term sale and receive a $125 bonus for a total of $150. And do it all electronically with no travel and no meetings!

In the past few weeks Cenco’s Special eNews editions have included offers to show you how to create term sales totally online with:
  • No submitting or processing paper or e-applications
  • Immediate on-line underwriting
  • Issuance within minutes, not days or weeks
  • An A+ insurer
  • 10, 15, 20, 25 and 30 year term options
  • Full commissions
Contact Cenco for more details at 916/920-5251 or 800/452-3626.

Annuity Tip Of The Week

Let Global Atlantic Headline Your Next Annuity Sale

It is no secret that Global Atlantic has great solutions.  They have annuity options for your clients from Income, Protection to Accumulation.  With their recent updates, these solutions may be a good headliner for your next sale.

Are you ready to make a sale?  Global Atlantic has created a set of step-by-step playbooks you can use right now…..

Cenco Website Tip Of The Week

Quote and Apply

  • Do term and NLG quotes and for several insurers on one website
  • Prepare multiple comparison for self or client presentation
  • Then apply right there directly from the quote
  • Save, redo and manage all your quotes on your (own) dashboard 24/7
  • See detailed multiple insurer product features and specs
  • On-line underwriting pre-screening for multiple insurers 
  • Fixed and index annuity search engine
  • Find paper applications and forms for multiple insurers
Check it out now at

DI Tip Of The Week

Stock Options Can Be Protected With DI

The practice of granting employees options to purchase the company’s stock has become widespread among American businesses.  Within publicly traded corporations, many key employees and executives are compensated with a salary, bonus and stock options.  These individuals are paid a modest salary, bonuses tend to vary and stock options can be as much as 80% of the total compensation package.  Since stock options are not treated as income and thus not taxed when they’re awarded to an employee, they are not covered by Group Long-Term Disability plans or traditional Individual Disability plans, which leaves many individuals severely under-insured.

The Stock Option Disability Insurance plan is a long-term, own-occupation, career-ending disability insurance product desired for executives of publicly traded companies.  Benefits are paid on a lump sum basis of up to five times the last three years annual average stock option award.  Petersen International Underwriters are able to secure benefits as much as $50,000,000 or more! Read more…

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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