Cenco eNews
Helping Agents Succeed Since 1978
February 15, 2022

New Rates And Faster Decisions!

As of February 14, 2022, there will be premium rate changes in all states where Qol Flex Term is sold.
  • Faster decisions: Agile Underwriting+ is now available for term.
  • Built-in living benefits
  • 18 durations: including 10-year and 15 through 30 years and a 35-year term
Read the Product Bulletin and check out the Agile Underwriting+ Guide for more information…

Agile Underwriting+ Is Expanding To More Products In AIG’s Portfolio!

Effective February 12, 2022, Agile Underwriting+ will be available for QoL Flex Term and QoL Guarantee Plus GUL II, providing more opportunities for a seamless, lab-free experience. Read the bulletin…

Join one of these sessions to learn about how the expansion can help you protect more clients while growing your business!
  • Tuesday, February 15 at 11:00 A.M. PST
  • Thursday, February 17 at 9:00 A.M. PST
See how to join the meeting…

Annuity Tip Of The Week

Put Clients On A New Path Today To Help Achieve Better Outcomes Tomorrow

Find out how a portfolio enhanced with a fixed index annuity (FIA) beat the 60/40 stock and bond portfolio up to 90% of the time. Read AllianceBerstein’s groundbreaking study on FIAs today.

Disability Tip of The Week

Recommending a Total Disability Definition – Own Occupation Rider

Specialized professionals such as physicians, dentists and trial attorneys may wish to add the Own Occupation Rider to their policies.  This rider changes the policy’s definition of total disability.  It removes the last requirement – not engaged in any other job or occupation for wage or profit. Imagine if a trial attorney suffered an illness that resulted in not being able to present in court.  That trial attorney could work in another legal practice or even in another field and still collect benefits.  Or think of a surgeon who develops a hand tremor and can no longer perform surgery.  That surgeon could collect benefits while choosing to work in another job that the hand tremor doesn’t affect.  The Own Occupation Rider can allow your specialized clients to choose to work – or not – when faced with a disability.

Carrier Incentives

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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