Cenco eNews
Helping Agents Succeed Since 1978
February 23, 2022

Two Major Underwriting Improvements To Make It Even Easier To Do Business With AIG!

Effective immediately foreign travel restrictions are lifted and a personal health statement (PHS) is no longer required. Check out the Bulletin…

Handy Checklist for Agile Underwriting+ (AU+)

Now that AIG’s lab-free Agile Underwriting+ (AU+) program has expanded across their Term, IUL and GUL products, they have developed a handy checklist to help you determine if a case may qualify for AU+.  Download the checklist…

Annuity Tip Of The Week

What’s Riskier…Swimming With Sharks Or Ignoring Inflation?

Inflation has recently experienced its fastest annual increase in 30 years.  Watch and Share the Video that will help you start a conversation about the impact of inflation on retirement and discuss fixed income strategies beyond bonds and savings accounts.  Help clients and prospects do more with “dead money” – before inflation takes a bite!

Disability Tip of The Week

Recommending a Total Disability Definition – Own Occupation Rider

Specialized professionals such as physicians, dentists and trial attorneys may wish to add the Own Occupation Rider to their policies.  This rider changes the policy’s definition of total disability.  It removes the last requirement – not engaged in any other job or occupation for wage or profit. Imagine if a trial attorney suffered an illness that resulted in not being able to present in court.  That trial attorney could work in another legal practice or even in another field and still collect benefits.  Or think of a surgeon who develops a hand tremor and can no longer perform surgery.  That surgeon could collect benefits while choosing to work in another job that the hand tremor doesn’t affect.  The Own Occupation Rider can allow your specialized clients to choose to work – or not – when faced with a disability.

Carrier Incentives

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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