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Cenco eNews
Helping Agents Succeed Since 1978
April 19, 2022

Why Sugarcoat Things?  
QoL Flex Term Has Some Sweet Spots!

Get familiar with everything you need to know about AIG’s Term product with built-in living benefits:
  • Agile Underwriting+ (AU+): process apps fast with lab-free underwriting opportunity.
  • Rated Case Advantage: for rated term cases, AIG uses a special class base rate on which they apply their table rating factor.
  • Custom Durations Available:  build your client’s life coverage with the exact amount they need.
  • Term Conversions With Chronic Illness Protection:  you can add the Accelerated Access Solution (AAS) Chronic Illness Rider when doing a term conversion.
Read more…

Cenco DI News Is Finally Here! 

Watch for the email on Thursday morning April 22, 2022.  It will focus solely on improving your disability income sales with current and new clients, where in some cases DI may be a better fit than only life insurance.

Your Client’s Short Term Savings Rate Opportunities Increase, Just This Week!

With recent fully taxable money market rates at less than 1% and the best CD rates not much better, your clients can earn from 2.4% to 3.30% for 2,3,4,5,7 or 10-year guarantee periods, guaranteed and tax deferred!  That could be more than double or triple what they may be earning now on their short-term savings.

Here is just one example of available rates and durations from one of Cenco’s guaranteed rate carriers. Call us for details or more options.

Transamerica Drops Term Premiums Again!

Transamerica has made impactful changes by repricing their Trendsetter Super.  There are no rate increases, and premiums across the portfolio have decreased or remained the same.    Check out the Trendsetter Super Where We Win brochure.

Don’t Forget Cenco’s Quote And eApply

Do term and NLG quotes on our website and then eApply directly from the quote!

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Contact the CENCO TEAM:
Cathy Martin, Brianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734
www.cencoinsurance.com

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