Cenco eNews
Helping Agents Succeed Since 1978
May 17, 2022

Looking For More Growth Potential To Help Offset Inflation?

Show clients how a Power Series Index Annuity can help address record-low fixed income rates and increasing costs with the opportunity for more growth, income, and protection against market downturns.  Read more…

Midyear Cash Bonus!

Agents earn $500 for every 5 paid policies, with up to $25,000 in cash bonuses available per agent.  Clients get the fast affordable term life insurance coverage they need, and agents get a little something extra too.  Clients apply with no medical exam, no waiting around, and no case management required. 

Contact Cenco for more information.

Annuity Corner

Guaranteed Annuity Interest Rates

Help your clients safeguard their savings and investments:
  • With some bank CD and money market taxable interest rates near 1% or less and
  • The stock market dropping, the rush for safety is starting again
Help save your client’s savings with MYGA’s (Multi-Year Guaranteed Annuities). Some recently updated rates include:
  • A Top 2-year rate – 2.75%
  • A Top 3-year rate – 3.5%
  • A Top 4-year rate – 3.45%
  • A Top 5-year rate – 3.85%
  • A Top 6-year rate – 4.3%
For more information and carrier details contact David Bennis or any of your Cenco support team.

Cure UL and IUL Crediting Rate Shock!

Are recent and upcoming increases in UL and IUL crediting rates a concern for you or your clients?

After experiencing lower crediting rates or increasing COI’s on UL and IUL policies and to avoid having to apologize in the future, many agents are moving back to Whole Life (WL) for some of their more conservative clients.

Whole life offers the benefits of totally guaranteed premiums and guaranteed cash values plus increased death benefits and cash values due to dividends. Plus, WL offers the secure feeling benefit, that premiums are guaranteed not to mention non-forfeiture provisions and premium reduction options not available on UL and IUL products.  For those agents and clients wanting a top performing WL product, Cenco has the answer with WL products from some of our competitive carriers.  One of the best, if not the best in many situations is Ameritas Life.  Take a look at these  comparison charts for Ameritas Life Access WL, Ameritas Life Growth WL and Ameritas Life Value Plus WL versus some of the leading WL insurers.

Contact Cenco for these and more Whole Life options.

DI Did You Know

  • Nearly three in 10 long term disability claims were caused by musculoskeletal system and connective tissue disorders, which continue to be the leading cause of disability claims.
  • The average long-term disability absence lasts 31.6 months.

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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