Cenco DI News
Your Key to Maximizing Disability Income Sales
July 14, 2022

Who Writes What in Disability Income?

Ever wonder which insurers offer which products benefits for disability Income coverage?

Agents tell us that it is sometimes hard to decide which DI insurer to try to get a quote from for a particular client.

With DI quotes sometimes taking more effort than regular term and perm life quotes, it pays an agent to know who to check with for DI quotes. 

Plus with the myriad of different definitions and occupation class choices not to mention rider options, anything that makes it easier for you as a producer to decide what insurer to check with can be a big help.  

While websites like Cenco’s offer the most comprehensive spreadsheet like quoting tools for term and other life insurance, DI spreadsheeting is simply not that easy.

So we are here to help you with that.

Cenco has prepared a detailed benefits comparison spreadsheet for nine of the most popular DI insurers used by agents as a reference tool for you.

It includes which insurers: 
  • Offer products such as Individual DI , BOE, Key Person, DI Buy-Sell etc.
  • Have Own-Occ definitions, Specialty-Occ and occupational upgrades based on special circumstances 
  • Have choices among white, grey, or blue-collar occupations
  • Have varying riders such as residual with recovery, catastrophic, and ROP
  • Target markets such as physicians, business owners, home businesses, part-time, entertainers, and athletes 
  • Provide choices such as simplified or guaranteed issue, organization or multi-life discounts
  • Have unique features such as cash values and dividends

Become instantly better at deciding where to look for DI for you prospects and clients.

Get your own copy of this super helpful comparison by contacting David or Cathy at Cenco  
Cenco's Agent Website
Cenco's Facebook
Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Fax: (916) 920 8734

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