Cenco eNews
Helping Agents Succeed Since 1978
August 23, 2022

AIG's New Ideas To Help Grow Your Annuity Business

AIG has enhanced the Max Income option available with their Lifetime Income Choice guaranteed living benefit (GLB) rider in the Power Series of Index Annuities.  Learn how Max Income can provide more income now – and more cumulative income over time.

Get More In Your Pocket!

You work hard taking steps for your clients to build their financial confidence. You deserve more for your hard work. Get more in your pocket with AIG’s improved target premiums on their Protection IUL and Accumulation IUL.

Protective’s Latest Reprice of Protective Classic Choice Term 

Protective has lowered their Protective Classic Choice term prices once again.  And with longer term periods, more flexibility and faster technology, they are also making short-term business easier and more innovative.
  • Lower prices put Protective in the Top 3, 90% of the time and with the most recent reprice, they secured the #1 spot 73% of the time for monthly pay scenarios.
  • 35 and 40 year terms periods make Protective one of only three carriers in the market to have level term coverage for up to 40 years.
  • Using Protective Velocity makes submission to commission even faster and easier.  See how it works…

Cenco Website Tip Of the Week

XRAE Field Underwriting Tool

Save time and eliminate the need to contact numerous insurers to evaluate how a client may be rated.
Check it out now at

Annuity Corner

MYGA Rates Keep Rising!  Don’t Miss Out!

Help your clients safeguard their savings and investments:
  • With some bank CD and money market taxable interest rates near 1% or less and
  • The stock market dropping, the rush for safety is starting again
Help save your client’s savings with MYGA’s (Multi-Year Guaranteed Annuities). Some recently updated California rates include:
  • A Top 2-year rate – 3.40%
  • A Top 3-year rate – 3.85%
  • A Top 4-year rate – 4.10%
  • A Top 5-year rate – 4.20%
  • A Top 6-year rate – 4.35%
For more information and carrier details contact David Bennis or any of your Cenco support team.

DI Did You Know

The Value of Modified Offers

Applying for individual disability insurance is the right choice, whether your clients are interested in personal or business disability insurance or are looking to maximize their existing disability coverage.  When they apply for this coverage, they hope their application will be approved with the benefits they applied for.  Sometimes, however, this isn’t possible.  In cases such as these, the carrier might present a modified offer of coverage instead.  Find out more…

Watch for our next Cenco DI News on “DI: The Missing Link In Retirement Planning”.

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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