Cenco eNews
Helping Agents Succeed Since 1978
October 4, 2022

Move Your Business Forward With Protective Velocity

Great news!  Protective’s Digital Part II will launch on October 5th via Protective’s EZ-App and iPipeline.  Producers will now have 3 drop ticket paths to choose from:
  • Digital Part II – client completes the medical questions online
  • Digital Part II with Agent Assist – Agent can assist the client in completing the medical questions online
  • Phone Interview – Normal TeleLife Process
Read more…

Cenco Announces Exclusive Temporary Bonus For AIG Partners Group/Corebridge Producers 

To further commemorate the positive AIG to Corebridge accounts, in addition to the recent 5% commission increase for AIG Partners QoL term products, Cenco is offering a temporary ANNUALIZED 5% of premium commission bonus on QoL Max Accumulator+ and 4% on QoL Value+ Protector for paid and placed life policies.

The bonus will be paid for any American General Partners Group QoL Max Accumulator+ or QoL Value+ Protector IUL paid policy with an application date of October 1, 2022 and issued and placed with the agent commission paid by December 31, 2022

  • Commissionable UL annualized Target Premium (TP) (aka WP) excluding excess and applicable chargebacks
  • Only policies count where the agent commission is posted and paid on the agent’s commission statement by December 31, 2022
  • Per policy maximum of $50,000 TP applies
  • Current AIG chargeback rules for agent commissions also apply to the bonus
  • Bonus available for individual producers only, upline management and Cenco staff not eligible

AIG’s Improved Products Are Better Together!

Show clients how combining Term and Permanent life insurance can help protect against financial risks now, and potential financial risks in the future. And with the recent improvements on both AIG’s Term and IUL products, it’s the best of both worlds. Read more…

Cenco Website Tip Of the Week 

Expand Your Abilities

Now you can run term and NLG quotes, submit e-applications and find paper applications and forms for multiple insurers on Cenco’s website.
Check it out now at

Annuity Corner

Save Your Clients Money With Guarantees

With the stock market dropping, more of your clients are wanting and needing guarantees. Multi Year Guaranteed Annuities (MYGA) fit that need perfectly. Plus, the earnings are not subject to current income taxation.  

Recent statistics show that MYGA sales are up $12 billion this year.  Don’t miss your chance to help your clients keep their savings and improve your income.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 3.40%
  • A Top 3-year rate – 4.15%
  • A Top 4-year rate – 4.10%
  • A Top 5-year rate – 4.60%
  • A Top 6-year rate – 4.65%
For more information and carrier details contact David Bennis or any of your Cenco support team.

DI Did You Know

More DI Fun Facts

  • 66% of all US bankruptcies are tied to medical issues
  • 33% of SSDI claimants applications were approved between 2007-2016
  • 90% of all LTDs are caused by illnesses rather than accidents
  • 68% of US employees live paycheck-to-paycheck, without enough savings to cover living expenses during a disability
  • $1,277 – the average monthly benefit paid by SSDI in 2020

Carrier Incentives

Travel the World With Cenco!

Cenco's Agent Website
Cenco's Facebook
Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

Want to change how you receive these emails?
You can update your preferences or unsubscribe from this list.