Cenco eNews
Helping Agents Succeed Since 1978
October 25, 2022

AIG Life & Retirement Is Now Corebridge Financial

AIG Life & Retirement is now Corebridge Financial, one of the largest providers of retirement solutions and insurance products in the United States.  While AIG’s name has changed, their focus remains the same – to partner with you to help people protect, plan, and achieve secure financial futures.  It’s business as usual for clients and partners, and there is nothing you need to do at this time.

The issuing life insurance companies will remain the same – American General Life Insurance Company and The United States Life Insurance Company in the City of New York.  Please know that you may see – at least for a time – both the Corebridge and AIG brands on materials and websites. Visit their website…

Tell The IUL Story, Short And Sweet

Telling the Index Universal Life Insurance (IUL) story and explaining how it works to clients can sometimes be a lengthy and hard conversation. Increase your effectiveness with AIG’s Life With Confidence digital tool that can help you simplify the IUL story in minutes! 

Exclusive Bonus For AIG Partners Group/Corebridge Producers 

To further commemorate the positive AIG to Corebridge accounts, in addition to the recent 5% commission increase for AIG Partners QoL term products, Cenco is offering a temporary ANNUALIZED 5% of premium commission bonus on QoL Max Accumulator+ and 4% on QoL Value+ Protector for paid and placed life policies.

The bonus will be paid for any American General Partners Group QoL Max Accumulator+ or QoL Value+ Protector IUL paid policy with an application date of October 1, 2022 and issued and placed with the agent commission paid by December 31, 2022

  • Commissionable UL annualized Target Premium (TP) (aka WP) excluding excess and applicable chargebacks
  • Only policies count where the agent commission is posted and paid on the agent’s commission statement by December 31, 2022
  • Per policy maximum of $50,000 TP applies
  • Current AIG chargeback rules for agent commissions also apply to the bonus
  • Bonus available for individual producers only, upline management and Cenco staff not eligible

Global Atlantic’s Evolving Business Enhances Yours!

Global Atlantic has embarked on a journey to revolve how they do business, with seamless enhancements that will provide greater transparency throughout the new business process as well as tools and resources to support your business.  

As of September 26, 2022, the Choice series of fixed index annuities were replaced with the Fore series of fixed index annuities.  Additionally, updates will be made to the Income 150+ SE product.  These changes are designed to provide new features and more flexibility to serve your clients.  Read more…

Cenco Website Tip Of the Week

Cenco’s constantly improved website now includes even more timesaving and money-making features in an easy-to-use design with direct home page access to the most popular tools for agents.  Visit our website at and see how it can make your Life and Annuity sales easier.

Annuity Corner

Save Your Clients Money With Guarantees

With the stock market dropping, more of your clients are wanting and needing guarantees. Multi Year Guaranteed Annuities (MYGA) fit that need perfectly. Plus, the earnings are not subject to current income taxation.  

Recent statistics show that MYGA sales are up $12 billion this year.  Don’t miss your chance to help your clients keep their savings and improve your income.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 4.00%
  • A Top 3-year rate – 4.55%
  • A Top 4-year rate – 4.60%
  • A Top 5-year rate – 5.15%
  • A Top 6-year rate – 5.15%
For more information and carrier details contact your Cenco support team.

DI Did You Know

Do You Hesitate Presenting Disability Income Insurance To Your Clients?

Many agents avoid selling “Income Insurance”, or Disability Income (DI) because it can seem harder to explain than life insurance and underwriting can require more information.

However, when you offer “Income Insurance” to your clients you can end up with:
  • Multiple products per client, thus enhancing your status with your clients
  • A DI sale when no life sale is or can be made
  • Much more in renewal commissions up to 22%

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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