Cenco eNews
Helping Agents Succeed Since 1978
November 2, 2022

A Financial Gameplan
for Uncertain Times

During turbulent times, people want something they can count on.  Now may be a good time to talk to your clients about an annuity strategy that offers steady, personalized growth potential without any down-market losses.  

ForeAccumulation II fixed index annuity offers your clients customized growth potential through an array of growth crediting strategies for even greater growth potential.  Check out the policy highlights and Explore ForeAccumulation FIA…

AIG Life & Retirement Is Now Corebridge Financial

AIG Life & Retirement is now Corebridge Financial, one of the largest providers of retirement solutions and insurance products in the United States.  While AIG’s name has changed, their focus remains the same – to partner with you to help people protect, plan, and achieve secure financial futures.  It’s business as usual for clients and partners, and there is nothing you need to do at this time.

The issuing life insurance companies will remain the same – American General Life Insurance Company and The United States Life Insurance Company in the City of New York.  Please know that you may see – at least for a time – both the Corebridge and AIG brands on materials and websites. Visit their website…

Exclusive Bonus For AIG Partners Group/Corebridge Producers 

To further commemorate the positive AIG to Corebridge accounts, in addition to the recent 5% commission increase for AIG Partners QoL term products, Cenco is offering a temporary ANNUALIZED 5% of premium commission bonus on QoL Max Accumulator+ and 4% on QoL Value+ Protector for paid and placed life policies.

The bonus will be paid for any American General Partners Group QoL Max Accumulator+ or QoL Value+ Protector IUL paid policy with an application date of October 1, 2022 and issued and placed with the agent commission paid by December 31, 2022

  • Commissionable UL annualized Target Premium (TP) (aka WP) excluding excess and applicable chargebacks
  • Only policies count where the agent commission is posted and paid on the agent’s commission statement by December 31, 2022
  • Per policy maximum of $50,000 TP applies
  • Current AIG chargeback rules for agent commissions also apply to the bonus
  • Bonus available for individual producers only, upline management and Cenco staff not eligible

Cenco Website Tip Of the Week

XRAE Field Underwriting Tool

Save time and eliminate the need to contact numerous insurers to evaluate how a client may be rated.
Check it out now at

Annuity Corner

Save Your Clients Money With Guarantees

With the stock market dropping, more of your clients are wanting and needing guarantees. Multi Year Guaranteed Annuities (MYGA) fit that need perfectly. Plus, the earnings are not subject to current income taxation.  

Recent statistics show that MYGA sales are up $12 billion this year.  Don’t miss your chance to help your clients keep their savings and improve your income.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 4.00%
  • A Top 3-year rate – 4.70%
  • A Top 4-year rate – 4.85%
  • A Top 5-year rate – 5.20%
  • A Top 6-year rate – 5.15%
For more information and carrier details contact your Cenco support team.

DI Did You Know

The Value of Modified DI Offers

A modified offer may include an exclusion for a medical condition but only that medical condition would be excluded from coverage and any other disabling condition would be covered.  Read more…

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano and David Bennis

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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