Cenco eNews
Helping Agents Succeed Since 1978
November 29, 2022

When Rates Are On The Move, Keep Pace With Global Atlantic

Global Atlantic has increased the Cap Rates on the index strategies for Lifetime Builder ELITE and Global Accumulator to provide you and your clients highly competitive products. This 50bps increase on their accumulation products offers your clients greater growth potential and flexibility.  View the current rates and learn more about the products…

Protective’s Classic Choice Term Reprice Alert

Protective has lowered their Protective Classic Choice term prices again.  They have maximized the value that a term solution can offer clients to help them secure what matters most.  Learn more…

Help Grow Your Client’s Income Now – Or Later

Your clients have saved their whole life for retirement.  But persistent market instability and record-breaking inflation can be concerning if they are planning on using their savings for retirement income.  Income 150+ SE fixed index annuity offers your clients guaranteed income growth that will continue for the rest of their lives.  Learn how Income 150+ works…

2022 Year-End Processing Dates And Holiday Hours

As we near the end of the year, Cenco is prepared to work closely with you on your pending business and help you have a successful close to 2022.  Read the 2022 Year-End Processing Deadlines and Holiday Schedule for AIG and Accordia.  More schedules to follow.

Exclusive Bonus For AIG Partners Group/Corebridge Producers 

To further commemorate the positive AIG to Corebridge accounts, in addition to the recent 5% commission increase for AIG Partners QoL term products, Cenco is offering a temporary ANNUALIZED 5% of premium commission bonus on QoL Max Accumulator+ and 4% on QoL Value+ Protector for paid and placed life policies.

The bonus will be paid for any American General Partners Group QoL Max Accumulator+ or QoL Value+ Protector IUL paid policy with an application date of October 1, 2022 and issued and placed with the agent commission paid by December 31, 2022

  • Commissionable UL annualized Target Premium (TP) (aka WP) excluding excess and applicable chargebacks
  • Only policies count where the agent commission is posted and paid on the agent’s commission statement by December 31, 2022
  • Per policy maximum of $50,000 TP applies
  • Current AIG chargeback rules for agent commissions also apply to the bonus
  • Bonus available for individual producers only, upline management and Cenco staff not eligible

Cenco Website Tip Of the Week

Multiple Insurer “In Good Order” (IGO) Fast E-application Processing

No need to log into each insurer website separately.  Even if you don’t do a quote, you can go directly to each selected insurer’s e-application, quick-app or application forms directly from Cenco’s website.

Check it out now at

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable.  Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods.  Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 4.20%
  • A Top 3-year rate – 4.85%
  • A Top 4-year rate – 4.85%
  • A Top 5-year rate – 5.40%
  • A Top 6-year rate – 4.95%
For more information and carrier details contact your Cenco support team.

DI Did You Know

Business Overhead Expense Is The Door Opener to DI Sales

A BOE plan helps to keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time.  BOE reimburses the business for all their fixed operating expenses in order to keep the doors open while the owner recovers from an injury or illness.  

This assures there will be a business to come back to once recovered.  If a major illness or accident prevents the owner from coming back to work, there will still be a business to sell that has not depreciated because of the owners absence.

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy MartinBrianna Solano

Cenco Insurance Marketing Corporation
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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