See Why ROP Can Be A Win-Win Feature

Cenco eNews

Helping Agents Succeed Since 1978
January 10, 2023

5 Annuity Benefits That
May Surprise You

Discover the five simple reasons why now may be a good time to consider an annuity as part of your clients’ balanced retirement portfolio. Read more…

Life Doesn’t Standard Still – Neither Should Your Client’s Life Insurance Coverage

Any client can and should benefit from a policy review every three to five years, as well as following any major lifestyle changes. Check out the Policy Review Playbook.

See Why Return of Premium Can Be A Win-Win Feature

Get years of protection + options for clients to get their money back with AIG’s Return of Premium (ROP) feature:

Built-in, automatically included in the policy.
Guaranteed return of premium if the policy is sufficiently funded.
Two opportunities to surrender the policy to receive paid premiums back: 100% of premiums paid at Year 25 and 50% of premiums paid at Year 20.

Get The Most From Your Cenco Website

Your Cenco website can be a powerful time saving and money-making tool for you, with a wealth of resources specifically designed to improve your sales.

Among many other things you can:

Quote multiple life insurers
Submit applications online for multiple insurers
Conduct underwriting searches
Look up product details for multiple insurers

And much, much more, too much to describe here.

Check it out at www.cencoinsurance.com

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money. A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable. A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:

A Top 2-year rate – 4.20%
A Top 3-year rate – 5.00%
A Top 4-year rate – 5.00%
A Top 5-year rate – 5.30%
A Top 6-year rate – 5.00%

For more information and carrier details contact your Cenco support team.

DI Did You Know

Framing Up Individual Disability Insurance As Income Protection

Framing Individual Disability Insurance as a way to protect income can help your clients understand what IDI does and why they need it. To boost your IDI success, try these five tips to emphasize how IDI can provide much-needed income protection for your client

Carrier Incentives

Travel the World With Cenco!

Contact the CENCO TEAM:
Cathy Martin, Brianna Solano, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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5 Annuity Benefits That May Surprise You