Cenco eNews
Helping Agents Succeed Since 1978
February 28, 2023

Must Haves Vs. Nice To Haves

AIG’s sales idea shows how affordable financial protection is vs. another common monthly expense.  It also asks a tough question; what’s most important in life and do your monthly expenses reflect that?  Show your clients that life insurance is less expensive than they think and discuss how it can help protect their family until retirement, pay off a mortgage, or cover the cost of college.  Read more…

Corebridge/AIG Customer Portal Offers Easier Access To Self-Service

Their customer portal was completely overhauled last year to provide policy owners with easier online access to their policies and help them initiate and manage service requests, pay premiums and make policy changes at their convenience, 24 hours a day.   Share the client flyer to help them get started…

Smart Moves With QoL Flex Term NEW Rates!

As of February 21, 2023, QoL Flex Term has been repriced in all states where it is sold.  Over 95% of cells have lower premiums with an average decrease around 4%.  The lower rate can be seen across all bands.  

Face amounts $500,000+ have Top 2 ranking in 99% of the premium cases versus term products with living benefits.  Read more…

Great Resources, Corebridge Flare!

Check out Corebridge's new and improved Stand Out With QoL website.  It is packed with product resources and sales tools to help grow your business.

AIG’s Elite Annuity Producer Compensation Program

AIG is pleased to offer their top producing independent agents additional compensation opportunities for 2023 with the Elite Producer Compensation Program.  For the 2023 calendar year, independent agents can earn additional commissions on fixed index annuities. Read more…

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable.  Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods.  Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 4.45%
  • A Top 3-year rate – 5.00%
  • A Top 4-year rate – 5.05%
  • A Top 5-year rate – 5.40%
  • A Top 6-year rate – 5.45%
For more information and carrier details contact your Cenco support team.

DI Did You Know

Avoid the “Sticker Shock” With Disability Income Sales

The general rule for the amount a client should spend on their Income Protection plan is 3% or less of their annual income.  To keep premiums low:
  • Adjust both the Benefit Amount and Elimination Period
  • Lower the Benefit Period
  • Create a mixture of Base Benefit and Social Insurance Supplement coverage
  • Choose only the riders that will benefit a client.

Carrier Incentives

Travel the World With Cenco!

Stay tuned for more carrier incentives.
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Contact the CENCO TEAM:
Cathy MartinBrianna Solano, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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