Cenco eNews
Helping Agents Succeed Since 1978
May 2, 2023

Get The Most From Your
Cenco Website

Your Cenco website can be a powerful time saving and money-making tool for you, with a wealth of resources specifically designed to improve your sales.  

Among many other things you can:
  • Quote multiple life insurers
  • Submit applications online for multiple insurers
  • Conduct underwriting searches
  • Look up product details for multiple insurers
And much more, too much to describe here.  Check it out at

NEW! QoL Max Accumulator+ III Available In CA Now!

QoL Max Accumulator+ III is now for sale in California and the QoL Max Accumulator+ II has been turned off for all states. For all QoL Max Accumulator+ III policies with effective dates of April 29, 2023 and after, there will be a new fixed bonus structure that will improve illustrated values on most income solves.  Check out the bulletin for transition rules…

Protective Reprice Alert!

Protective has lowered their Protective Classic Choice term prices once again. They have maximized the value that a term solution can offer clients to help them secure what matters most. And with longer term periods, more flexibility and faster technology, they are also making short-term business easier and more innovative. Check out the product details…

Assurity’s StartSmart Three In One Coverage For Millennials

Millennials face a financial squeeze unique to their generation.  Their adult years have been shaped by a pandemic, recession, unemployment, a decline in purchasing power, student loans and a high debt-to-income ratio. 

They realize the unexpected can happen and they are searching for affordable insurance solutions to protect their families and their future.  Your client may not know how easy and affordable it is to cover their life, health and income. StartSmart provides three levels of coverage and three ways to protect their future with one application and one premium.  Check out the StartSmart Sellers Guide…

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 4.60%
  • A Top 3-year rate – 5.00%
  • A Top 4-year rate – 5.05%
  • A Top 5-year rate – 5.25%
  • A Top 6-year rate – 5.30%
For more information and carrier details contact your Cenco support team.

DI Did You Know

May 2023 Is Disability Insurance Awareness Month

Life Happens created and coordinates Disability Insurance Awareness Month (DIAM) every May because disability insurance is arguably the most misunderstood of all major insurances.  But, it doesn’t have to be.

This year’s theme is…Disability Insurance: For Anyone Who Works.  Whether you are a salaried or hourly employee, freelancer or business owner, you rely on your income.  Think of disability insurance as protection for your ability to earn a living.  Read more…

Carrier Incentives

Travel the World With Cenco!

Stay tuned for more carrier incentives.
Cenco's Agent Website
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Contact the CENCO TEAM:
Cathy MartinBrianna Solano, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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