Cenco eNews
Helping Agents Succeed Since 1978
June 13, 2023

Great News About
QoL Max Accumulator+ III

After the AG 49A revision, many of our competitors saw a substantial loss in illustration potential under the new regulation.  QoL Max Accumulator+ III was designed to perform well in all scenarios, not just the illustrated scenario, therefore it was minimally impacted.  See Corebridge Financial’s improved competitive position…

Forms Depot Has A New Look To Reflect
Corebridge Financial

Corebridge Financial is continuing to update their materials and resources to reflect their transition from AIG Life and Retirement to Corebridge Financial.  

As part of this effort Forms Depot, their forms and collateral repository, will soon be updated with a new logo, colors and artwork to reflect their new Corebridge identity.  Although the site’s colors and design elements will change, the features, functionality and navigation will remain the same.  Read more…

Help Protect Your Clients’ Assets

By adding life insurance with chronic illness riders to their financial plans, your clients can be better prepared for life’s unexpected expenses.  Gain the traditional values of a life insurance policy – death benefit for their loved ones – plus living benefits to help pay for LTC expenses while keeping their investments intact.  Read more…

June Is National Annuity Awareness Month, Is Your Clients’ Income Guaranteed?

June marks the beginning of National Annuity Awareness Month and is a great time to educate your clients on the benefits of annuities.

Annuities can be an integral part of your clients’ long-term retirement planning strategy, providing direction to help them overcome unnecessary risks and important optional benefits that help them to protect their financial future. Annuities offer guaranteed death benefits and payment options to help meet retirement income needs. A key step in planning for retirement is to put strategies in place that maximize guaranteed income. Stay tuned for more information on annuities in the coming weeks…

Accordia/Global Atlantic Suspends Life Product Sales

Effective July 1, 2023, Global Atlantic will be suspending sales of their index universal life products that are issued by Accordia Life Insurance Company.  For more information check out this link…  

As many of you know, while Accordia has reduced its life sales market share, Cenco and many former Accordia agents continue to prosper because Cenco has continued to offer alternative  insurers and products to fit agent’s needs and fill in any product gaps caused by insurers like Accordia changing direction.  We sometime refer to this as “Cenco’s Agent Safety Net”.  Please call us with any questions at 916/920-5251.

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 4.60%
  • A Top 3-year rate – 5.00%
  • A Top 4-year rate – 5.05%
  • A Top 5-year rate – 5.25%
  • A Top 6-year rate – 5.30%
For more information and carrier details contact your Cenco support team.

DI Did You Know

DI – A Big Opportunity For Advisors

According to the Life Insurance Marketing and Research Association (LIMRA) 52% of Americans own life insurance but ONLY 14% (down from 31% in 2012) own disability insurance.

This creates an amazing opportunity for Advisors!  DI is most-likely undersold because clients don’t know much about it.  However, once a client realizes that life insurance pays benefits to beneficiaries while DI pays benefits directly to the client, DI should be an easy sale.

Carrier Incentives

Travel the World With Cenco!

Stay tuned for more carrier incentives.
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Contact the CENCO TEAM:
Cathy MartinBrianna Solano, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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