Cenco eNews
Helping Agents Succeed Since 1978
July 18, 2023

Life Doesn’t Stand Still.  
Neither Should Your Client’s Life Insurance Coverage

Any client can and should benefit from a policy review every three to five years, as well as following any major lifestyle changes.

The Policy Review Playbook is here to assist – It includes how to identify the ideal clients, customizable client check-in materials, helpful calculators and much more!

Corebridge Financial Name and Logo Change In iPipeline Tools For Forms And Quoting

On or after July 28, you will find that their quote processes and forms on these two tools listed as:
  • Corebridge Financial (American General – All States Except NY)
  • Corebridge Financial (United States Life – NY Only)

New Corebridge SimpliNow Choice Platform

Easily access ALL underwriting  submission paths in the same session, on the new iPipeline SimpliNow Choice platform.  You choose which underwriting path best meets your client’s need:
  • NEW client completion Part B (instant decision)
  • Agent completion Part B
  • Tele-interview
  • Paramed
The new client completion path provides an instant decision on their existing, fully featured QoL Flex Term product that can lead to a real-time offer. Coming Soon To CaliforniaRead more…

Protective Reprice Alert

Protective has lowered their Classic Choice term prices once again.  And with longer term periods, more flexibility and faster technology, they are also making short-term business easier and more innovative.  

Good News To All Global Atlantic/Accordia Life Agents

Rather than creating a new conversion-only life product, Accordia and predecessor company, term conversion will be allowed to just the Lifetime Foundation ELITE IUL product.

This may be of some relief to many of you in that Lifetime Foundation ELITE, in its recent form, has been a competitive and valuable product with relatively affordable premiums and death benefit guarantees to the earlier of age 90, or 40 years.  Check out the product details…

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 4.70%
  • A Top 3-year rate – 5.00%
  • A Top 4-year rate – 5.05%
  • A Top 5-year rate – 5.65%
  • A Top 6-year rate – 5.30%
For more information and carrier details contact your Cenco support team.

DI Did You Know

DI – A Big Opportunity For Advisors

According to the Life Insurance Marketing and Research Association (LIMRA) 52% of Americans own life insurance but ONLY 14% (down from 31% in 2012) own disability insurance.

This creates an amazing opportunity for Advisors!  DI is most-likely undersold because clients don’t know much about it.  However, once a client realizes that life insurance pays benefits to beneficiaries while DI pays benefits directly to the client, DI should be an easy sale.

Carrier Incentives

Travel the World With Cenco!

Stay tuned for more carrier incentives.
Cenco's Agent Website
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Contact the CENCO TEAM:
Cathy MartinBrianna Solano, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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