Cenco eNews
Helping Agents Succeed Since 1978
October 17, 2023

Case Management Is Here

Transamerica is introducing a case management team to help propel your business forward. Their dependable team provides personalized and proactive support, from pre-issue to policy delivery to save you time and get more clients protected faster. Contact your team today.

See How QoL Value+ Protector III Soars Above The Competition

  1. Competitive positioning with improved guaranteed premium solve to age 90!
  2. Streamline underwriting with 68% of IUL eligible cases approved without labs through Agile Underwriting+ program.
  3. Diversified index options to help optimize policies.
  4. Valuable features like Return of Premium (ROP) rider.
View the flyer…

Your Feedback Helped Improve The SimpliNow Choice Platform

Corebridge used your feedback to update their iPipeline SimpliNow Choice platform that can deliver an instant decision on their existing fully featured QoL Flex Term.

Client collaboration path:
  • Payment options are now Yes or No, so the application process does not stop if your client prefers to wait for the underwriting rate class and final premium offer.
  • Temporary Life Coverage (LTLIA) forms will come AFTER the underwriting decision and will ONLY appear if labs are needed.  When an underwriting decision is made, the Temporary Life Insurance screens will not appear.
Agent completion Part A & B path:
  • Payment options are now Yes or No, so the application process does not stop if your client prefers to wait for the underwriting rate class and final premium offer.
  • Temporary Life Coverage (LTLIA) forms are now later in the application process for a streamlined flow.

SimpliNow Choice Is Now In California

Access ALL underwriting submission paths in the same session, including the new client completion path that can lead to a real-time offer on the existing, fully featured QoL Flex Term.  

The iPipeline SimpliNow Choice platform also features a new condensed Part B for both the client and agent completion paths.  The new Part B has less free form and more drop-down answers to help ensure a positive client experience.  

Speeding up policy issue with real-time offers!  Read more…

Cenco Website Tip of the Week – E-Apply

  • Submit your e-applications for any of multiple insurers on one website
  • Auto-transfer information from quotes to e-applications
  • Check status of all your submitted cases 24/7
  • Makes e-application signature process a snap
  • Obtain application forms for any of many life insurers
  • View your apps from input to completion on your own secure “My Cases” dashboard
Check it out now at

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 5.15%
  • A Top 3-year rate – 5.55%
  • A Top 4-year rate – 5.60%
  • A Top 5-year rate – 5.70%
  • A Top 6-year rate – 5.65%
For more information and carrier details contact your Cenco support team.

DI Did You Know

Never Let Premium Be The Reason Your Client’s Income Is Left Unprotected From An Injury Or Sickness

DI Plans can fit almost any budget. The premium for a 35 year old female Dental Hygienist for $2,500 monthly benefit is only $55.52 per month.  A 40 year old male Insurance Agent can purchase $4,000 monthly benefit for $60.28 per month.

Your clients want to buy Income Protection, but they need someone they know and can trust to ask them about it. You are at the front-line to educate your clientele about the vital need for income protection in the event of an injury or sickness and how affordable it can be. Discuss income protection insurance with all your prospects and clients, because they may not understand the risk of losing their income should an injury or an illness strike.

Carrier Incentives

Travel the World With Cenco!

Stay tuned for more carrier incentives.
Cenco's Agent Website
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Contact the CENCO TEAM:
Cathy MartinBrianna Solano, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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