Cenco eNews
Helping Agents Succeed Since 1978
December 5, 2023

Fall In Love With The SimpliNow Choice Platform

  • Conveniently access ALL potential underwriting submission paths in the same session and choose which meets your client’s needs.
  • New client completion Part B on Term cases with a potential real-time offer.
  • Financial professional and client validation occurs during the online process to ensure in-good-order submissions and payment processing.
  • Real-time status updates throughout the application process via Connext.

New In California: Assurity’s Income Protection DI

Income Protection is a guaranteed-renewable disability income insurance policy for individuals. It pays a weekly benefit while the insured is totally or partially disabled, following an elimination period and up to the maximum benefit period, subject to policy provisions.  Read more…

Share How Life Insurance Can Be A Gift Of Love

Start the conversation with your clients about life insurance. Whether it’s for their loved ones or for themselves, life insurance can be a gift that provides financial flexibility for their future. Share the flyer with clients today…

Transamerica Risk Class Upgrade Program

Transamerica is offering qualified clients a one-time, upfront risk class upgrade on their new IUL policy. This limited time program will apply to Transamerica Financial Choice IUL (FCIUL) and their industry-leading Transamerica Financial Foundation IUL (FFIUL). Check out details…
Check Out the Cenco Website At And Submit Your e-Applications for Multiple Insurers.

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 5.55%
  • A Top 3-year rate – 5.70%
  • A Top 4-year rate – 5.85%
  • A Top 5-year rate – 5.80%
  • A Top 6-year rate – 5.90%
For more information and carrier details contact your Cenco support team.
MYGA Rates Are Decreasing! 
Call Cenco For More Information at (916) 920-5251

DI Did You Know

The Business Owner Expense Answer

A BOE plan helps to keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time.  BOE reimburses the business for all their fixed operating expenses in order to keep the doors open while the owner recovers from an injury or illness.

This assures there will be a business to come back to once recovered.  If a major illness or accident prevents the owner from coming back to work, there will still be a business to sell that has not depreciated because of the owner’s absence.  Also, BOE allows for tax deductible premiums when insuring for the potential disability of the self-employed person.  

Speak with your business owner clients today to see how you can help them protect the most important asset they have, their business.

Carrier Incentives

Travel the World With Cenco!

Cenco's Agent Website
Cenco's Facebook
Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

Want to change how you receive these emails?
You can update your preferences or unsubscribe from this list.