Cenco eNews
Helping Agents Succeed Since 1978
March 19, 2024

Add Value to Life Sales
with Assurity’s StartSmart

Offer innovative, affordable coverage that does more for your clients with 3-in-1 StartSmart.  
In just one minute, see how combined life, disability and critical illness coverage can help you make more sales to the clients who need coverage most.

Help Women Address Their Financial Concerns

It’s women’s history month and now is the time to help address their financial concerns.
  • 2 times as many women than men lack life insurance
  • 31% of women have yet to start planning for retirement
  • 5.9 years is the average amount of time women outlive men
Read more…

Corbridge Financial Improved Term Rates

Effective March 11, 2024, QoL Flex Term is repriced in all states where sold. New rates improve competitive rankings with roughly 20% of rates decreased, 23% increased, and the remaining having no change.  Read the Product Bulletin…

QoL Advantage – A Multi-Policy Discount Program For QoL Products

QoL Advantage offers policy fee discounts or banding discounts when a combination of certain QoL UL and QoL term, or a combination of multiple QoL term policies are purchased.  Read more…

A Winning Combination: IUL and Agile Underwriting+

Using AU+ with AIG’s IULs provides a faster lab-free path to up to $2M in meaningful coverage and potentially valuable supplement retirement income. And their IUL rates are among the best. See how agents created their IUL & AU+…

To All Corebridge Life Producers

As many of you are aware, Corebridge has been implementing a new and improved admin system over these few weeks.  During the transition, Connext is experiencing intermittent outages.  For those of you wanting to do an e-App when Connext is down, don’t forget you can always do the same iGo application by logging in to Cenco’s website and selecting “Start an e-App” or also when using “Get a Quote”.
Check Out the Cenco Website At And Submit Your e-Applications for Multiple Insurers.

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 5.05%
  • A Top 3-year rate – 5.25%
  • A Top 4-year rate – 5.30%
  • A Top 5-year rate – 5.45%
  • A Top 6-year rate – 5.40%
For more information and carrier details contact your Cenco support team.
MYGA Rates Are Increasing! 
Call Cenco For More Information at (916) 920-5251

DI Did You Know

Protect Your Business And Protect Yourself

Chances are you already purchase home, auto and life insurance to protect yourself.  What steps have you taken to help shield yourself, your business and those who count on you, from an unexpected loss of income?  Would you be able to meet your financial obligations if you became disabled and unable to work for an extended period of time?  Read more…

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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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