Cenco eNews
Helping Agents Succeed Since 1978
March 26, 2024

Power Whole Life Growth
with These Features

Offer Whole Life insurance with features that do more for your clients.  In less than one minute, 
see how Assurity’s participating whole life with instant decision and built-in living benefits is helping producers like you make more sales.

Life Doesn’t Stand Still and Neither Should Your Client’s Life Insurance Coverage

Any client can and should benefit from a policy review every three to five years, as well as following any major lifestyle changes.  

The Policy Review Playbook is here to assist – it includes how to identify the ideal clients, customizable client check-in materials, helpful calculators and much more.

Add Value to Life Sales with Assurity’s StartSmart

Offer innovative, affordable coverage that does more for your clients with 3-in-1 StartSmart.  
In just one minute, see how combined life, disability and critical illness coverage can help you make more sales to the clients who need coverage most.

Help Women Address Their Financial Concerns

It’s women’s history month and now is the time to help address their financial concerns.
  • 2 times as many women than men lack life insurance
  • 31% of women have yet to start planning for retirement
  • 5.9 years is the average amount of time women outlive men
Read more…

Corbridge Financial Improved Term Rates

Effective March 11, 2024, QoL Flex Term is repriced in all states where sold. New rates improve competitive rankings with roughly 20% of rates decreased, 23% increased, and the remaining having no change.  Read the Product Bulletin…

QoL Advantage – A Multi-Policy Discount Program For QoL Products

QoL Advantage offers policy fee discounts or banding discounts when a combination of certain QoL UL and QoL term, or a combination of multiple QoL term policies are purchased. Read more…

To All Corebridge Life Producers

As many of you are aware, Corebridge has been implementing a new and improved admin system over these few weeks.  During the transition, Connext is experiencing intermittent outages.  For those of you wanting to do an e-App when Connext is down, don’t forget you can always do the same iGo application by logging in to Cenco’s website and selecting “Start an e-App” or also when using “Get a Quote”.
Check Out the Cenco Website At And Submit Your e-Applications for Multiple Insurers.

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 5.05%
  • A Top 3-year rate – 5.25%
  • A Top 4-year rate – 5.30%
  • A Top 5-year rate – 5.45%
  • A Top 6-year rate – 5.40%
For more information and carrier details contact your Cenco support team.
MYGA Rates Are Increasing! 
Call Cenco For More Information at (916) 920-5251

DI Did You Know

Here is a great DI conversation starter that illustrates the value of disability income insurance

Employer paid DI typically creates an income gap when an insured receives benefits. An IDI policy is a great way clients can protect their income and minimize the effects of an income gap. The benefits of owning their own policy include:
  • The policy follows the insured throughout their career.
  • The policy can include increase options to match salary increases.
  • The policy protects retirement savings accounts.
  • The policy provides income continuation so clients can meet financial obligations.

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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