Cenco eNews
Helping Agents Succeed Since 1978
April 9, 2024

See How Easy Transamerica
Life Illustrator Is To Use

MyTransWare will be decommissioned on April 26, and any saved quotes or illustrations will no longer be accessible or available after April 26. To continue providing your clients sleek, streamlined illustrations and quotes that are easy to understand and customizable to individual needs, use Transamerica Life Illustrator. It offers a personalized experience that goes above and beyond. Read more…

Anti-Money Laundering Training Guidelines and FAQs

Companies that provide life insurance and annuity products are required to integrate financial professionals into their Anti-Money Laundering (AML) programs and to provide ongoing training every two years dating back to the last date of AML training completion.  
Note: AML training is not required for the sale of Select-a-Term or QoL Flex Term life insurance policies.  Read more…

SimpliNow Choice - Your Ticket to Instant Decision

The SimplliNow Choice platform can deliver an instant decision on our existing, fully featured QoL Flex Term. Plus, you can access ALL underwriting submission paths in the same session, including our client completion path. Read more…

Power Whole Life Growth with These Features

Offer Whole Life insurance with features that do more for your clients.  In less than one minute, 
see how Assurity’s participating whole life with instant decision and built-in living benefits is helping producers like you make more sales.

Life Doesn’t Stand Still and Neither Should Your Client’s Life Insurance Coverage

Any client can and should benefit from a policy review every three to five years, as well as following any major lifestyle changes.  

The Policy Review Playbook is here to assist – it includes how to identify the ideal clients, customizable client check-in materials, helpful calculators and much more.

To All Corebridge Life Producers

As many of you are aware, Corebridge has been implementing a new and improved admin system over these few weeks.  During the transition, Connext is experiencing intermittent outages.  For those of you wanting to do an e-App when Connext is down, don’t forget you can always do the same iGo application by logging in to Cenco’s website and selecting “Start an e-App” or also when using “Get a Quote”.
Check Out the Cenco Website At And Submit Your e-Applications for Multiple Insurers.

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 5.15%
  • A Top 3-year rate – 5.25%
  • A Top 4-year rate – 5.30%
  • A Top 5-year rate – 5.45%
  • A Top 6-year rate – 5.40%
For more information and carrier details contact your Cenco support team.
MYGA Rates Are Increasing! 
Call Cenco For More Information at (916) 920-5251

DI Did You Know

DI – A Big Opportunity For Advisors

According to the Life Insurance Marketing and Research Association (LIMRA), 52% of Americans own life insurance but ONLY 14% own disability insurance.

This creates an amazing opportunity for Advisors!  DI is most-likely undersold because clients don’t know much about it. However, once a client realizes that life insurance pays benefits to beneficiaries while DI pays benefits directly to the client, DI should be an easy sale.

Carrier Incentives

Travel the World With Cenco!

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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734

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