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Cenco eNews
Helping Agents Succeed Since 1978
June 25, 2024

QoL Value+ Protector III - A Powerful Solution With Fast, Efficient Processing

QoL Value+ Protector III provides complete, life expectancy guarantee protection with built-in living benefits and many other attractive features. With Agile Underwriting+ (AU+) available, QoL Value+ Protector III can be a premier choice for clients looking for protection-focused products. 
Read more…

Corebridge Financial DocFast eDelivery Available For IUL, GUL

As Corebridge Financial continues efforts to improve the case delivery experience, their DocFast eDelivery program is expanded to include IUL and GUL policies. DocFast eDelivery was previous only available for Term policies. Read more…

Assurity’s Foreign Resident Life Sales Program Now Available in California

Assurity’s Middle Market Foreign Resident Program is now available in California, giving you new ways to increase your sales in this expanding market.
  • Reach a growing Demographic with in-demand life insurance coverage and face amounts up to $1 million.
  • Make sales easy with translated materials, sales ideas, dedicated underwriting and more.
  • Get support from a carrier with a proven middle market focus, award-winning customer service and more.

Corebridge Quick Reference Guide – Catering To Different Generations

Don’t just reach out – connect. Develop personal relationships by knowing your audience and their communication preferences. Read more…

June Is National Annuity Awareness Month

In 2010, the National Association for Fixed Annuities (NAFA) designated June as National Annuity Awareness Month (NAAM) to help educate Americans on the important role of annuities as part of a secure retirement savings plan. 

In 2014, with a common desire to service consumers by helping them understand annuity products, NAFA, and several other industry associations came together to establish the Coalition for Annuity Awareness. Use this time to start the conversation with clients and prospects about how an annuity might help their retirement goals.

To All Corebridge Life Producers

As many of you are aware, Corebridge has been implementing a new and improved admin system over these few weeks.  During the transition, Connext is experiencing intermittent outages.  For those of you wanting to do an e-App when Connext is down, don’t forget you can always do the same iGo application by logging in to Cenco’s website and selecting “Start an e-App” or also when using “Get a Quote”.
Check Out the Cenco Website At www.cencoinsurance.com And Submit Your e-Applications for Multiple Insurers.

DI Did You Know

Asking Your Clients Questions Will Increase Awareness About The Benefits of DI

What are good questions to start with?
For individuals…
  • How much disability coverage do you have now?
  • Is your current DI group coverage or an individual policy?
  • What percentage of your income is protected now?
  • How much income will you need replaced if your paycheck stopped tomorrow?
For business owners…
  • What disability coverage do you offer your employees?
  • Does your group LTD protect 65% of your income?
  • Do you have a buy/sell agreement and insurance policy between partners?
  • Is your buy/sell agreement funded with disability coverage?
  • What are your average monthly business overhead expenses?
Answers to these questions will open doors to additional conversations and teaching opportunities.

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 5.45%
  • A Top 3-year rate – 5.70%
  • A Top 4-year rate – 5.55%
  • A Top 5-year rate – 5.75%
  • A Top 6-year rate – 5.60%
For more information and carrier details contact your Cenco support team.
 
MYGA Rates Are Increasing! 
Call Cenco For More Information at (916) 920-5251

Carrier Incentives

Travel the World With Cenco!

Cenco's Agent Website
Email
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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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