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Cenco eNews
Helping Agents Succeed Since 1978
July 30, 2024

Add More Value and Close More Sales

Affordable robust protection for multiple insurance needs that flexibly adapts to a wide range of clients. See how it can work for your clients in these new sales ideas:
  • See how easy it is to customize key employee coverage to fit multiple needs.
  • Offer mortgage protection that does more for growing or established families.
  • Help younger clients get more value for their dollars with a strong insurance foundation.
Read more…

Improved QoL Flex Term Rates

Effective July 29, 2024, QoL Flex Term is repriced in all states where sold. New rates improve competitive rankings with roughly 18% of rates decreased, 50% increased, and the remaining having no change. Read more…

Corebridge Term Advantages

  • Valuable built-in living benefits and 18 custom durations
  • Speed, client convenience and real time offers
  • Top ranking premiums and rated case advantage
  • Strong conversion options without further underwriting
See how Corebridge is best in Term…

Introducing Symetra SwiftProtector

Symetra is excited to introduce the newest addition to their award-winning Swift digital life insurance platform – Symetra SwiftProtector. It offers flexible, cost-effective guaranteed death benefit protection that’s fast, easy and entirely online.

Designed for customers ages 20-60 with permanent coverage needs up to $3 million, SwiftProtector provides many of the same great benefits you’d expect from Symetra Protector IUL, but with the convenience of the Swift online application experience – and three underwriting paths to success.

New! Corebridge Financial IUL Policy Illustration Enhancement

When running your next IUL Policy Illustration you will notice the Policy Highlight pages have been redesigned to map out key benefits for different life stage scenarios. Check out the product bulletin…

To All Corebridge Life Producers

As many of you are aware, Corebridge has been implementing a new and improved admin system over these few weeks.  During the transition, Connext is experiencing intermittent outages.  For those of you wanting to do an e-App when Connext is down, don’t forget you can always do the same iGo application by logging in to Cenco’s website and selecting “Start an e-App” or also when using “Get a Quote”.
Check Out the Cenco Website At www.cencoinsurance.com And Submit Your e-Applications for Multiple Insurers.

DI Did You Know

How To Target Millennials For IDI Sales

The millennial generation is a profitable but underserved market for IDI sales. This group has more to protect than previous generations at the same age and may have potential gaps in their disability coverage. Recent graduates in law and medicine can be good prospects. Check out the flyer…

Annuity Corner

Save Your Clients Money With Guarantees

CDs are popular for those wanting a safe, low-risk way to save money.  A posted 10/22 Bankrate average for a 3-year CD was .98% and is income taxable.  A 3-year Multi-Year Guaranteed Annuity (MYGA) offers 4.7% and is not currently taxable. Which one would be better for your client?

Help strengthen your client’s relationship with you. Check the rates below and contact Cenco for the most current rates for any available time periods. Your clients will be glad you did, and so will you.

Don’t miss the chance to solidify your client relationships with the best MYGA rates including
some recently updated California rates:
  • A Top 2-year rate – 5.30%
  • A Top 3-year rate – 5.40%
  • A Top 4-year rate – 5.25%
  • A Top 5-year rate – 5.60%
  • A Top 6-year rate – 5.60%
For more information and carrier details contact your Cenco support team.
 
MYGA Rates Are Increasing! 
Call Cenco For More Information at (916) 920-5251

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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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