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Cenco eNews
Helping Agents Succeed Since 1978
November 5, 2024

Match Client’s Protection To Remaining Mortgage Years

Owning a home may be a dream come true for many of your clients. And with any dream, they come in all shapes and sizes with the average American mortgage loan of $453,000.

You can help your client ensure their loved ones remain in their home should an unexpected death occur with life insurance. With QoL Flex Term’s 18 durations, they can customize their policy for the duration of their mortgage, so they only pay for what they need. Read more…

Create Perfect DI Coverage For Small Business

Cover more client needs with a complete suite of in-house disability insurance products for all clients, like Century+ DI with advantages for small business owners. In just a few minutes, see how features like occupation class upgrades, multi-life discounts and more can help your clients.

Corebridge Financial New California Fraud Warning

As of October 28th, a new consumer fraud warning will be part of all product application forms and certain service forms used in relation to annuity business in which California is the solicitation state. The California Insurance Code will require insurers to provide the specific fraud warning on certain forms for applications, forms used to amend insurance coverage, or forms that provide notice of a claim against the insurer by reason of death or other notice or claim of loss. Read more…

More Sales With This Simple Cross-Sell

Assurity is proud to announce the Cross-Sell Critical Illness Advantage Program, making it easy for you to offer critical illness coverage to clients who qualified for preferred life insurance in the last 12 months. They may be eligible for $75,001 to $200,000 in Assurity Critical Illness Insurance. Read more…

New Competitive Scenarios For QoL Max Accumulator+ III IUL

Now you can help even more clients secure their financial futures with a flexible permanent life insurance policy that provides protection and cash value accumulation. Check out the competitive scenarios for Max Income Distribution, Improved Income Potential at Age 60+, and Juvenile Cases.

Corebridge Assured Edge Income Achiever Rates Are Changing

Assured Edge Income Achiever fixed annuity income percentages are changing, effective 
October 21, 2024. Now your client can count on guaranteed income for life, maintain access to their money and rest easier with flexibility to help manage life’s event. Check out the Product Overview…

California New Life Insurance Training Requirements Effective In 2025

Effective January 1, 2025 the California Insurance Code will be amended to include two new training requirements for resident and non-resident financial professions prior to solicitation of life insurance.

Coming Attractions

Watch your upcoming Cenco eNews for exciting website and producer support enhancements designed to improve your practice, including additional products and improved website tools and security.
Check Out the Cenco Website At www.cencoinsurance.com And Submit Your e-Applications for Multiple Insurers.

DI Did You Know

The Business Owner Expense Answer

A BOE plan helps to keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time. BOE reimburses the business for all their fixed operating expenses in order to keep the doors open while the owner recovers from an injury or illness.

This assures there will be a business to come back to once recovered. If a major illness or accident prevents the owner from coming back to work, there will still be a business to sell that has not been depreciated because of the owner’s absence. Also, BOE allows for tax deductible premiums when insuring for the potential disability of the self-employed person. 

Speak with your business owner clients today to see how you can help them protect the most important asset they have, their business.

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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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