DI Did You Know
All Disabilities Can Fit Into One Or All Of the Following Categories:
- Loss of Use – Presumptive: Permanent loss of eyesight, hearing or speech, use of hands and/or feet.
- Loss of Ability – Total: Inability to perform substantial and material duties of one’s regular occupation. Typical causes are heart attacks, stroke or back-related injuries.
- Loss of Income – Partial: Loss of income due to inability to do all duties, or ability to do some duties for less time or less effectively. Partial disability may result from conditions such as multiple sclerosis, cancer, arthritis, and diabetes.
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