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Cenco eNews
Helping Agents Succeed Since 1978
March 25, 2025

Transamerica’s Commitment To Help Keep Your Business Growing

Transamerica has repriced Trendsetter Super to help keep your term business running strong.

Here is what they are doing to give you, your agents, and your clients more competitive rates.
  • Improved pricing on 10-, 20- and 30-year, Standard Nonsmoker and better.
  • $500K – 999K/ ages 30-60
  • $1M - $3M/ ages 30 – 50
Stay tuned for more information.

Help Your Clients Take Steps Toward A Comfortable Retirement

Corebridge’s Social Security Action Planner offers valuable education, insights and action steps to help your clients better understand their options and how they might integrate their Social Security benefits with other sources of income.

Did you know?
  • On average, Social Security will replace only 41% of annual pre-retirement earnings for a medium wage-order retiring in 2025.
  • $395K is the estimated savings needed for a 65-year-old couple retiring in 2024 to cover the remaining lifetime healthcare costs.
  • 37% of retirees “unretired in 2023 to increase income to cover essential expenses.
Read more…

Web Address Changes For Connext And QoL Rapid Rater

As part of an update to Corbridge’s operating systems, the web locations for Connext and QoL Flex Term Rapid Rater have changed. If you bookmarked either of these sites, you would need to update your bookmarks by March 31 to ensure you are directed to the correct web address. 
Read more…

Access Corebridge’s Correct Term Conversion Forms By Product And State

A new function is available in Forms Depot to easily identify, access and order the forms required for Term Conversions by product and state. Please note: This process replaces the Term Conversion Kits (AGLC109537).

The online process will help ensure the correct forms are submitted, since the manual Term Conversion Kits contained forms that may not have been necessary for each type of case or state. Read more…

Empower Women To Control Their Financial Future

March is Women’s History Month. It’s a good time to remember the unique financial challenges women face, and how life insurance can be part of their plans to better prepare for their future.

Did you know?
  • 84 cents are earned by women for every dollar a man earns.
  • 5.9 years is the average amount of time women outlive men.
  • 2 of 3 of those suffering from Alzheimer’s disease are women
Start important conversations about these realities focused on women’s financial needs and concerns. Share compelling stats…

Industry Life Insurance Sales Are Up, Are Your Sales?

If not call Cenco to help you increase sales!

A January 31, 2025 FINSECA posted Insurance Newsnet headline: “2024 life insurance new premium tops $16B, sets new records, LIMRA says.”

The further story revealed the following for 2024:
  • IUL new premium jumped 10% to $1.1 billion in the fourth quarter.  Policy count grew 11% year over year.
  • Term life new premium totaled $768 Million, 2% higher than prior year’s results.
Read the full article here.

Get yours, don’t let your competition get ahead of you.  Contact Cenco or use our carrier, sales and website resources to stay ahead!

Coming Attractions Update

Soon we will be releasing a new modernized, more robust state-of-the-art producer website.
Some advantages will include:
  • New more secure login procedure
  • Even more agent resource features than before
  • Improved mobile device readability
  • Better internet security
Watch for more.
Check Out the Cenco Website At www.cencoinsurance.com And Submit Your e-Applications for Multiple Insurers.

DI Did You Know

All Disabilities Can Fit Into One Or All Of the Following Categories:

  • Loss of Use – Presumptive: Permanent loss of eyesight, hearing or speech, use of hands and/or feet.
  • Loss of Ability – Total: Inability to perform substantial and material duties of one’s regular occupation. Typical causes are heart attacks, stroke or back-related injuries.
  • Loss of Income – Partial: Loss of income due to inability to do all duties, or ability to do some duties for less time or less effectively. Partial disability may result from conditions such as multiple sclerosis, cancer, arthritis, and diabetes.

Carrier Incentives

Travel the World With Cenco!

Cenco's Agent Website
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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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