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Cenco eNews
Helping Agents Succeed Since 1978
August 19, 2025

Cenco Has A New Home

We have moved our office to 4633 Whitney Avenue, Suite B, Sacramento, CA 95821. Our phone number (916) 920-5251 and email will remain the same. Looking forward to seeing you soon.

Help Clients Reduce Risk Of Poor Market Timing

Have clients with large lump sums or 1035 exchanges? The Dollar Cost Averaging (DCA), 
built into every QoL Value+ Protector III (QoL VPP) policy, gives them an optional strategy to help ease into the market – without the pressure of perfecting timing. Read more…

Transamerica FFIUL: Now Even Better

Transamerica’s top-selling IUL now comes with even more choices and growth opportunities than ever before. New index account options give your clients even more growth potential, all with a guaranteed minimum interest rate of 0.75%. Read more…

XRae Field Underwriting Generate Multi-Carrier Results Instantly

Xrae is a field underwriting tool that immediately returns a likely health or other rating classification range for up to fifteen well known life insurers based on these insurers published and unpublished underwriting rules and algorithms. Whether an applicant has medical, DMV, avocations, substance or other history, Xrae can get you results in seconds!

Xrae can:
  • Decrease underwriting time and costs for agents and insurers
  • Speed up the underwriting process
  • Increase your ability to place difficult cases
  • Manage all quick quotes in one place
To try Xrae, simply go to www.cencoinsurance.com, select “Tools” and then “Xrae Underwriting” from the drop-down list.

Another time saving agent resource from Cenco.

Things Just Got Better Again With Transamerica

Ready to grow your final expense business? Transamerica just rolled out a reprice for graded classes to help you get more clients protected. It is part of their ongoing commitment to keep your business competitive throughout 2025 and beyond. Get full details…

Corebridge Quick Quotes Within 24 Hours

The Quick Quote Desk is staffed by expert underwriters who can provide rapid responses to underwriting questions requiring significantly less detail than a full informal submission. A response typically comes within 1 business day, and often sooner. 

The Quick Quote Desk can provide guidance on how to quote your client for life insurance based on factors such as: 
  • Participation in hazardous sports
  • Aviation
  • Foreign travel
  • Medical conditions
  • Occupation
Check out the Tips and Best Practices…

DI Did You Know

Protect Your Business And Protect Yourself

Chances are you already purchased home, auto and life insurance to protect yourself. What steps have you taken to help shield yourself, your business and those who count on you, from an unexpected loss of income? Would you be able to meet your financial obligations if you became disabled and unable to work for an extended period of time? 

Carrier Incentives

Travel the World with Cenco!

Cenco's Agent Website
Email
Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
4633 Whitney Avenue, Suite B
Sacramento, CA 95821

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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