New Tools To Showcase a
One-Of-A-Kind Rider: Income For Life
The Income for Life Rider – available on the QoL Max Accumulator+ III IUL product – a feature few carriers offer. It gives clients the potential to convert policy cash value into guaranteed lifetime income while still providing a death benefit. To help you highlight this differentiator, Corebridge has updated and expanded their marketing tools:
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Sometimes A Lump-Sum Payout Is Not Ideal
You can offer clients the option to deliver steady, lasting support to loved ones with the Select Income Rider available on the QoL Value+ Protector III IUL. This optional rider converts all or part of the life insurance benefit into a predictable payout schedule.
Here’s what it offers:
- No cost to exercise the rider
- Guaranteed periodic payments (instead of lump-sum payout).
- May decrease required policy premium amounts
Strengthen your next client discussion and learn how this optional, no-cost feature works.
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Corebridge Financial 2025 Year-End Processing Dates and Holiday Hours
As we near the end of the year, Corebridge is prepared to work closely with you on your pending business and help you have a successful close to 2025. Please use these dates to help you plan.
For California Producers - Note the following sentence in the flyer regarding Term Policies:
“For California Policies, the last date to conditionally issue is Tuesday, November 25 due to extended forward-dating timing mandated by state.
Conditionally issued means ALL outstanding requirements except receipt of initial premium must be received by the home office.
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Best Underwriting Class May Be Within Reach
When it comes to underwriting, all health categories are not black and white. In fact, here are some of the conditions where a client may be eligible for best class
- Some personal Cancer History
- Treated Cholesterol
- Limited Cigar Use
- Treated Blood Pressure
- Anxiety
- Depression
- Pre-Diabetic or Impaired Glucose Tolerance
Check out the Underwriting Sweet Spots…
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43% Think Employer Life Insurance Is Portable
Remind clients, workplace life insurance is not portable. When the job ends, so does coverage.
Key points to share with clients:
- 43% of Americans think workplace life insurance is portable – it’s not.
- 65% rely exclusively on employer coverage for protection.
- Individual policies are portable, flexible, and affordable.
Check out comparison flyer…
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Corebridge Quick Quotes Within 24 Hours
The Quick Quote Desk is staffed by expert underwriters who can provide rapid responses to underwriting questions requiring significantly less detail than a full informal submission. A response typically comes within 1 business day, and often sooner.
The Quick Quote Desk can provide guidance on how to quote your client for life insurance based on factors such as:
- Participation in hazardous sports
- Aviation
- Foreign travel
- Medical conditions
- Occupation
Check out the Tips and Best Practices…
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Assurity’s Higher Issue Limits And More For Small Business Owner DI
Assurity is pleased to announce new enhancements for the Small Business Owner Upgrade on Century+ Disability Insurance effective October 9, 2025.
- Applicants are now eligible for all riders available to the upgraded occupation class, including the Non-Cancelable Rider and Own Occupation Rider
- 10-year, to-age-65 and to-age-67 benefit periods are available for upgrades from 2A and to 3A
- Qualified small business clients now qualify for higher issue and participation limits based on their new occupation class
And that’s on top of our existing small business owners advantages like the multi-life discount and convenient list bill process.
Assurity is committed to help you grow your DI business with simplified processes, value-adding coverage and industry-leading support.
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DI Did You Know
Enhance Clients’ Existing Disability Insurance Coverage
Help your clients understand the disability income insurance benefits they receive from their employers, and if necessary, recommend additional coverage to supplement their employee benefits.
What Your Clients Need To Know
- All employers don’t offer disability income insurance. Many workers assume they have disability income insurance through work but really don’t and find out too late.
- Make sure your clients know that disability income insurance benefit amounts aren’t the same as their current monthly income.
- When employers pay for disability income insurance for their employees, the paid benefits are taxed as regular income, which further reduces the benefit amount.
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Carrier Incentives
Travel the World with Cenco!
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