Updates To The Foreign Resident
Life Sales Program
Effective immediately, Assurity’s Middle Market Foreign Resident Program has updated the U.S. residency requirement for eligible foreign-born individuals to one (1) year for all visa types expanding access to life insurance for qualified clients.
The program offers:
- Life insurance options with face amounts up to $1 million
- Translated consumer materials and other sales tools
- Dedicated underwriting support
Get the Details...
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Turn Early Cash Access Into A Selling Advantage
Turn early access to policy cash value into an opportunity with QoL Value+ Protector IUL’s Protected Premium rider. Learn how this IUL rider provides a guaranteed amount of cash value in years 2-5. This rider is ideal for clients who are:
- Focused on cash accumulation
- Small business owners desiring liquidity
- Interested in 1025 exchange, single pay, and short pay scenarios
- Need liquidity in case of unexpected expenses.
Get the Details…
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New Tools To Showcase a One-Of-A-Kind Rider: Income For Life
The Income for Life Rider – available on the QoL Max Accumulator+ III IUL product – a feature few carriers offer. It gives clients the potential to convert policy cash value into guaranteed lifetime income while still providing a death benefit. To help you highlight this differentiator, Corebridge has updated and expanded their marketing tools:
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Sometimes A Lump-Sum Payout Is Not Ideal
You can offer clients the option to deliver steady, lasting support to loved ones with the Select Income Rider available on the QoL Value+ Protector III IUL. This optional rider converts all or part of the life insurance benefit into a predictable payout schedule.
Here’s what it offers:
- No cost to exercise the rider
- Guaranteed periodic payments (instead of lump-sum payout).
- May decrease required policy premium amounts
Strengthen your next client discussion and learn how this optional, no-cost feature works.
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Corebridge Financial 2025 Year-End Processing Dates and Holiday Hours
As we near the end of the year, Corebridge is prepared to work closely with you on your pending business and help you have a successful close to 2025. Please use these dates to help you plan.
For California Producers - Note the following sentence in the flyer regarding Term Policies:
“For California Policies, the last date to conditionally issue is Tuesday, November 25 due to extended forward-dating timing mandated by state.
Conditionally issued means ALL outstanding requirements except receipt of initial premium must be received by the home office.
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43% Think Employer Life Insurance Is Portable
Remind clients, workplace life insurance is not portable. When the job ends, so does coverage.
Key points to share with clients:
- 43% of Americans think workplace life insurance is portable – it’s not.
- 65% rely exclusively on employer coverage for protection.
- Individual policies are portable, flexible, and affordable.
Check out comparison flyer…
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Corebridge Quick Quotes Within 24 Hours
The Quick Quote Desk is staffed by expert underwriters who can provide rapid responses to underwriting questions requiring significantly less detail than a full informal submission. A response typically comes within 1 business day, and often sooner.
The Quick Quote Desk can provide guidance on how to quote your client for life insurance based on factors such as:
- Participation in hazardous sports
- Aviation
- Foreign travel
- Medical conditions
- Occupation
Check out the Tips and Best Practices…
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DI Did You Know
Enhance Clients’ Existing Disability Insurance Coverage
Help your clients understand the disability income insurance benefits they receive from their employers, and if necessary, recommend additional coverage to supplement their employee benefits.
What Your Clients Need To Know
- All employers don’t offer disability income insurance. Many workers assume they have disability income insurance through work but really don’t and find out too late.
- Make sure your clients know that disability income insurance benefit amounts aren’t the same as their current monthly income.
- When employers pay for disability income insurance for their employees, the paid benefits are taxed as regular income, which further reduces the benefit amount.
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Carrier Incentives
Travel the World with Cenco!
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