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Cenco eNews
Helping Agents Succeed Since 1978
November 13, 2025

Register For the New CLI Website

Due to the large number of producers that have already switched to our new Cenco-Long Insurance Center (CLI) website, we will be consolidating all of our on-line quoting, e-application, product database and instant underwriting functions there. By Monday December 29, 2025, all of these functions will be removed from cencoinsurance.com and only be accessible going forward on the new website at clinsurancecenter.com.

As previously communicated, some of the advantages of the new site include:
  • Single Sign-On (SSO) login. No need to create more than one login to use all the website’s features, such as quotes, IGO e-apps, on-line underwriting and contracting or industry and carrier web links and resources
  • Significantly increased carrier and product details
  • Improved mobile device compatibility
  • Enhanced security
To register and get started using the new site:
  1. Select “Register” in the upper right-hand corner of the home page
  2. Fill in the on-line New User Registration information
  3. A confirmation e-mail will be subsequently sent to you shortly
Or for personalized help you can call Barbara, Cathy, or Shelli at (916) 920-5251 or e-mail us at support@clinsurancecenter.com to request assistance.

18-Term Durations Are a BIG DEAL!

Did you know Corebridge is the only carrier that offers off-duration flexibility with 18 term durations: 10, 15yr – 30 (every year) and 35yr?
  • Pay only for what you need - help clients avoid extra years and offer lower premiums
  • Match life events precisely – align to match the exact term length needed
  • Stronger sales outcomes – precise options at lower costs increase sales and referrals 
See why 18 different term durations are a big deal with big savings. Input your data to see for yourself.

Updates To The Foreign Resident Life Sales Program

Effective immediately, Assurity’s Middle Market Foreign Resident Program has updated the U.S. residency requirement for eligible foreign-born individuals to one (1) year for all visa types expanding access to life insurance for qualified clients.
The program offers:
  • Life insurance options with face amounts up to $1 million
  • Translated consumer materials and other sales tools
  • Dedicated underwriting support
Get the Details...

Turn Early Cash Access Into A Selling Advantage

Turn early access to policy cash value into an opportunity with QoL Value+ Protector IUL’s Protected Premium rider. Learn how this IUL rider provides a guaranteed amount of cash value in years 2-5. This rider is ideal for clients who are:
  • Focused on cash accumulation
  • Small business owners desiring liquidity
  • Interested in 1025 exchange, single pay, and short pay scenarios
  • Need liquidity in case of unexpected expenses.
Get the Details…

New Tools To Showcase a One-Of-A-Kind Rider: Income For Life

The Income for Life Rider – available on the QoL Max Accumulator+ III IUL product – a feature few carriers offer.  It gives clients the potential to convert policy cash value into guaranteed lifetime income while still providing a death benefit. To help you highlight this differentiator, Corebridge has updated and expanded their marketing tools:

Sometimes A Lump-Sum Payout Is Not Ideal

You can offer clients the option to deliver steady, lasting support to loved ones with the Select Income Rider available on the QoL Value+ Protector III IUL. This optional rider converts all or part of the life insurance benefit into a predictable payout schedule.

Here’s what it offers:
  • No cost to exercise the rider
  • Guaranteed periodic payments (instead of lump-sum payout).
  • May decrease required policy premium amounts
Strengthen your next client discussion and learn how this optional, no-cost feature works.

Corebridge Financial 2025 Year-End Processing Dates and Holiday Hours

As we near the end of the year, Corebridge is prepared to work closely with you on your pending business and help you have a successful close to 2025. Please use these dates to help you plan. 

For California Producers - Note the following sentence in the flyer regarding Term Policies:
 
“For California Policies, the last date to conditionally issue is Tuesday, November 25 due to extended forward-dating timing mandated by state.

Conditionally issued means ALL outstanding requirements except receipt of initial premium must be received by the home office. 

DI Did You Know

The Business Owner Expense Answer

A BOE plan helps to keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time. BOE reimburses the business for all their fixed operating expenses, in order to keep the doors open while the owner recovers from an injury or illness.

This ensures there will be a business to come back to once recovered. If a major illness or accident prevents the owner from coming back to work, there will still be a business to sell that has not been depreciated because of the owner’s absence. Also, BOE allows for tax deductible premiums when insuring for the potential disability of the self-employed person.  

Speak with your business owner clients today to see how you can help them protect the most important asset they have, their business.

Carrier Incentives

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Cenco's Agent Website
Email
Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
4633 Whitney Avenue, Suite B
Sacramento, CA 95821

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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