Whole Life Now With Income Protection Power
Get more out of life with two new Disability Income optional riders now available on Whole Life Protect+ and Whole Life Perform+.
Stand out by offering true income protection riders that pay a monthly benefit, providing coverage beyond just waiver of premium:
- Whole Life + Income Protection – one application, one premium
- True Disability Income Riders most other carriers don’t offer
- Accelerated Underwriting up to $1 million depending on age
Drive more whole life sales with solutions that deliver greater flexibility and value – all backed by a mutual organization. Reach out to your regional sales team to learn more.
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Register For the New CLI Website
Due to the large number of producers that have already switched to our new Cenco-Long Insurance Center (CLI) website, we will be consolidating all of our on-line quoting, e-application, product database and instant underwriting functions there. By Monday December 29, 2025, all of these functions will be removed from cencoinsurance.com and only be accessible going forward on the new website at clinsurancecenter.com.
As previously communicated, some of the advantages of the new site include:
- Single Sign-On (SSO) login. No need to create more than one login to use all the website’s features, such as quotes, IGO e-apps, on-line underwriting and contracting or industry and carrier web links and resources
- Significantly increased carrier and product details
- Improved mobile device compatibility
- Enhanced security
To register and get started using the new site:
- Select “Register” in the upper right-hand corner of the home page
- Fill in the on-line New User Registration information
- A confirmation e-mail will be subsequently sent to you shortly
Or for personalized help you can call Barbara, Cathy, or Shelli at (916) 920-5251 or e-mail us at support@clinsurancecenter.com to request assistance.
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18-Term Durations Are a BIG DEAL!
Did you know Corebridge is the only carrier that offers off-duration flexibility with 18 term durations: 10, 15yr – 30 (every year) and 35yr?
- Pay only for what you need - help clients avoid extra years and offer lower premiums
- Match life events precisely – align to match the exact term length needed
- Stronger sales outcomes – precise options at lower costs increase sales and referrals
See why 18 different term durations are a big deal with big savings. Input your data to see for yourself.
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Updates To The Foreign Resident Life Sales Program
Effective immediately, Assurity’s Middle Market Foreign Resident Program has updated the U.S. residency requirement for eligible foreign-born individuals to one (1) year for all visa types expanding access to life insurance for qualified clients.
The program offers:
- Life insurance options with face amounts up to $1 million
- Translated consumer materials and other sales tools
- Dedicated underwriting support
Get the Details...
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Turn Early Cash Access Into A Selling Advantage
Turn early access to policy cash value into an opportunity with QoL Value+ Protector IUL’s Protected Premium rider. Learn how this IUL rider provides a guaranteed amount of cash value in years 2-5. This rider is ideal for clients who are:
- Focused on cash accumulation
- Small business owners desiring liquidity
- Interested in 1025 exchange, single pay, and short pay scenarios
- Need liquidity in case of unexpected expenses.
Get the Details…
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Corebridge Financial 2025 Year-End Processing Dates and Holiday Hours
As we near the end of the year, Corebridge is prepared to work closely with you on your pending business and help you have a successful close to 2025. Please use these dates to help you plan.
For California Producers - Note the following sentence in the flyer regarding Term Policies:
“For California Policies, the last date to conditionally issue is Tuesday, November 25 due to extended forward-dating timing mandated by state.
Conditionally issued means ALL outstanding requirements except receipt of initial premium must be received by the home office.
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DI Did You Know
The Business Owner Expense Answer
A BOE plan helps to keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time. BOE reimburses the business for all their fixed operating expenses, in order to keep the doors open while the owner recovers from an injury or illness.
This ensures there will be a business to come back to once recovered. If a major illness or accident prevents the owner from coming back to work, there will still be a business to sell that has not been depreciated because of the owner’s absence. Also, BOE allows for tax deductible premiums when insuring for the potential disability of the self-employed person.
Speak with your business owner clients today to see how you can help them protect the most important asset they have, their business.
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Carrier Incentives
Travel the World with Cenco!
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